Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
01245 847678Speak to an Advisor
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor 01245 847678From your initial contact with us to the finalisation of your mortgage, and even beyond that, we are committed to guiding and helping you in every possible way. As a mortgage broker in Barnston, here are just a few of the services we offer:
Regardless of your mortgage needs, you stand to gain by consulting with our qualified mortgage advisors in Barnston. They are equipped to evaluate the various options available in the market and ensure you secure the most suitable deal based on your individual circumstances.
We understand that navigating the mortgage process can be daunting, especially for those who are venturing into home ownership for the first time in Barnston. As a mortgage broker in Barnston, our objective is to alleviate your worries as much as possible and aim to provide a seamless, hassle-free mortgage process wherever feasible.
By utilising the wisdom and experience of our mortgage advisors in Barnston, along with our committed team of mortgage administrators, we promise to do all we can to help you in achieving your mortgage goals, regardless of the situation you find yourself in.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Embarking on your first home purchase in Barnston can certainly feel daunting and complex, especially when it comes to securing a mortgage.
As a team focused on delivering straightforward and easy-to-comprehend mortgage advice in Barnston, our mission is to alleviate your worries and make your journey as simple as possible.
Throughout your dealings with us, your dedicated mortgage advisor will provide you with an approximate figure of the amount you might be able to borrow. This gives you a general idea of what to anticipate.
Moreover, they can secure an agreement in principle for you – a crucial instrument when it comes to making offers on properties – within 24 hours of your initial mortgage consultation.
Many believe that moving home in Barnston can be a high-stress event, particularly when a mortgage is involved.
However, current homeowners planning their next life chapter can find comfort in knowing that a mortgage broker in Barnston can significantly alleviate their stress.
Our primary objective is to expedite your mortgage process, thereby reducing your burden as you organise and pack for your impending home move!
For a significant period, we’ve been helping both experienced and new landlords with their buy to let mortgages, and our mortgage advisors in Barnston are highly knowledgeable about buy to let mortgage requirements.
Typically, many landlords we engage with tend to reconnect with us down the line, entrusting us with the mortgage aspects of their buy to let properties, thereby reducing their stress.
Whether it involves aiding landlords in leasing out their newly acquired properties or helping them secure a better deal on a current part of their portfolio, we are always prepared and eager to guide them through the next phase of their investment journey.
Keeping on top of your mortgage and ensuring you have the most suitable deal is always crucial. Given that mortgages are typically taken out over a long period, it’s likely that rates, products and even your personal circumstances may have altered over time.
Whether you’re a Barnston resident nearing the end of your current mortgage deal or someone considering remortgaging earlier, we’re always ready to assess your situation and guide you towards the most beneficial deal.
Our customers often engage us for a variety of reasons, including home improvements, raising capital, securing a more favourable deal, or consolidating debts, to list a few. No matter what your mortgage needs are, a mortgage advisor in Barnston is always available to help you in the most suitable way.
If you’re a resident of Barnston and aged 50 or above, you might be eligible for a range of mortgage products specifically tailored for homeowners and prospective buyers entering their later years.
The variety of mortgage options that could be at your disposal include hybrid mortgages, retirement interest-only (RIO) mortgages, term interest-only (TIO) mortgages, standard mortgages and remortgages. Additionally, if you’re over the age of 55, you may be able to leverage equity release in Barnston.
Mortgages for individuals over 50 in Barnston can often be a specialised field. Hence, it’s crucial that you speak with a certified and professional mortgage broker in Barnston to fully comprehend the diverse options available to you.
Our Customers Love Us
5.00 Rating5 Reviews
Evan
Couldn’t be happier with the service from Jason and Stacey. Very professional and so helpful. Highly recommend this company. Thanks for everything
1 month ago
Richard
Very good service and excellent communication - definitely recommended
1 year ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
5 years ago
Imogen
We shopped around trying to find the most suitable deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
5 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
5 years ago
Why not arrange a free initial chat with one of our experienced mortgage advisors in Barnston at a time that suits you? Our online booking system is not only user-friendly but also free of charge. This way, you can conveniently set up an appointment that fits perfectly into your schedule. Remember, our experts are here to guide you through the mortgage process, making it as straightforward as possible.
Contact us and you’ll be paired with one of our committed mortgage advisors in Barnston. They will take the time to understand your financial circumstances and evaluate what you can afford. If suitable, they will secure an Agreement in Principle for you.
After your meeting with our mortgage advisor in Barnston, they will sift through thousands of possibilities to pinpoint the most favourable deal for you. If their suggestion meets your approval, we will proceed with your mortgage application.
Once you’ve completed your application, it needs to be submitted to the lender. Don’t worry about doing this yourself, our mortgage advisors in Barnston will take care of it for you. They’ll also keep you informed about the progress of your application!
If you need mortgage advice in Essex, or if you’re considering equity release through remortgaging or a later-life product, we’re here to help. We can also provide insights on your insurance choices, or answer any other queries you may have.
Our committed team of mortgage advisors in Essex is at your disposal throughout the week, from morning till evening. This flexibility allows you to arrange a consultation at a date and time that works best for you. So, if you’re in Barnston and need expert mortgage advice, we’re ready and willing to help in the most effective way possible.
As a mortgage broker in Essex, we have the ability to sift through thousands of diverse mortgage deals, inclusive of highly specialised mortgage products, to pinpoint the most suitable options for our clientele.
Our team boasts extensive expertise in handling a broad range of home buying and mortgage situations. Our mortgage advisors are committed to staying abreast of the current lending criteria in the mortgage sector. Their primary goal is to assist you in securing the most suitable deal that aligns with your specific goals and aspirations!
Before you begin exploring property options, you’ll require:
For your initial mortgage application, you must have:
You will be cooperating with:
Our dedicated team of mortgage professionals is ready to help you every step of the way. You’ll be assigned a personal case manager who can answer any queries you may have.
If you’re currently locked into a fixed-rate agreement, the majority of mortgage providers are usually open to shifting this to a new property. Our mortgage advisors in Barnston are here to guide you through this process, presenting you with various alternatives and helping you comprehend any charges linked to extra borrowing.
The process of transferring, or ‘porting’, a mortgage typically necessitates meeting the criteria set by your current mortgage lender, thus, a fresh application is still required. If your mortgage isn’t on a fixed rate, it might be worth your while to scour the market for potential savings.
Buy to let mortgages do not have a fixed cap; we have clients who possess just a handful, while others hold hundreds. It doesn’t matter if you acquire properties individually, in partnership, or via a limited company, the quantity of mortgages you can obtain is typically unrestricted, as long as you fulfil your lender’s requirements.
Ultimately, it depends on your willingness to handle risk and your long-term objectives. This could involve supplementing your pension income, substituting a job, leveraging property growth, or assembling an asset for forthcoming generations in Barnston.
If you’re not bound by a fixed rate agreement or your property is fully paid off, you have the liberty to remortgage whenever you wish.
If you’re on a fixed rate mortgage, it’s generally recommended to start thinking about remortgaging approximately 6 months before the end of your current deal. However, it’s worth noting that if you need to remortgage whilst still in a fixed rate agreement, it’s possible, but there may be charges for early repayment.
In such situations, our team of mortgage advisors in Barnston can help in exploring other options like a second charge mortgage (also known as a secured loan) or an additional advance from your current mortgage provider. This is to ensure we find the most financially viable solution tailored for your needs.
Contrary to the belief of many homeowners and property buyers, there are a wide variety of mortgage options available specifically for individuals aged 50 and above.
As a mortgage broker in Barnston, we specialise in offering advice on later life mortgages. Here are the primary services we offer:
If there’s a situation you need help with that isn’t covered in the list above, please don’t hesitate to reach out to us and we’ll endeavour to help you in any way we can.
Read our 5 Reviews
Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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