Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
01245 847678Speak to an Advisor
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor 01245 847678From the moment you reach out to us, until the completion of your mortgage and even beyond, we are here to guide and help you. As a mortgage broker in Thornwood Common, here are some of the services we provide:
No matter your mortgage aspirations, you’ll find it beneficial to speak with a certified mortgage advisor in Thornwood Common. They can explore the various options in the market, ensuring you secure the most appropriate deal for your specific requirements.
We recognise that the journey through the mortgage process can be intimidating, particularly for those venturing into home ownership for the first time in Thornwood Common.
As a mortgage broker in Thornwood Common, our main objective is to ease your concerns as much as possible and strive to ensure a seamless and straightforward mortgage process for you!
Our team of experienced mortgage advisors in Thornwood Common, supported by a robust team of mortgage administrators, are dedicated to helping you in realising your mortgage aspirations, regardless of your personal situation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Buying your first home in Thornwood Common can certainly feel overwhelming and complicated, especially when it comes to arranging a mortgage.
Our team is committed to simplifying this process and making it as stress-free as possible by offering clear, easy-to-understand mortgage advice in Thornwood Common. Our goal is to make your journey smoother and reduce any unnecessary stress.
During your consultation with us, our mortgage advisor will be able to give you an approximate figure of how much you could potentially borrow, providing you with a basic understanding of what to expect.
Furthermore, they can secure an agreement in principle for you, which is crucial when making offers on properties, within 24 hours of your first mortgage consultation.
A lot of individuals think that moving home in Thornwood Common can be an incredibly taxing experience, especially when dealing with a mortgage.
Luckily, for existing property owners looking to progress in life, engaging a mortgage broker in Thornwood Common can greatly alleviate your worries.
Our objective is to navigate you through the mortgage process as quickly as we can, lifting one weight off your shoulders as you prepare and pack for your upcoming move!
For quite some time now, we’ve been helping landlords, both seasoned and novices, with their buy to let mortgages. Our mortgage advisors in Thornwood Common possess a wealth of knowledge regarding the intricacies of buy to let mortgages.
More often than not, we find that a majority of the landlords we work with choose to utilise our services again in the future. They place their trust in us to handle the mortgage-related aspects of their buy to let properties, thereby alleviating their worries.
Securing the most suitable mortgage deal is always of utmost importance, ensuring that you reap the benefits of the most favourable conditions. You’ve probably been tied to your mortgage for a considerable time, a period during which rates, products, and even your personal situation may have fluctuated.
Whether you’re a Thornwood Common local nearing the conclusion of your present agreement or contemplating an early remortgage, we’re always prepared to assess your circumstances. Our goal is to help you in obtaining the most suitable deal for your requirements.
We’ve supported clients with a variety of needs, such as home improvements, raising capital, securing a better agreement, or consolidating their debts, among other things. Regardless of your goal, a mortgage advisor in Thornwood Common is always ready to provide advice.
If you’re a resident of Thornwood Common and have reached the age of 50 or above, you could qualify for a selection of mortgage products designed specifically for homeowners and potential buyers entering their later years.
There are various possibilities available to you, such as mixed mortgages, retirement interest only (RIO) mortgages, term interest only (TIO) mortgages, standard mortgages and remortgages, and even the option of equity release in Thornwood Common (for those aged 55 and over).
Mortgages in Thornwood Common for individuals over 50 can be a highly specialised area. Therefore, it’s crucial to engage in a conversation with a skilled and professional mortgage broker in Thornwood Common to fully understand the range of options open to you.
Our Customers Love Us
5.00 Rating5 Reviews
Evan
Couldn’t be happier with the service from Jason and Stacey. Very professional and so helpful. Highly recommend this company. Thanks for everything
1 month ago
Richard
Very good service and excellent communication - definitely recommended
1 year ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
5 years ago
Imogen
We shopped around trying to find the most suitable deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
5 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
5 years ago
Book a free meeting with one of our seasoned mortgage advisors in Thornwood Common at a time that fits your routine, using our straightforward and completely free online booking system.
When you reach out to us, we’ll connect you with a dedicated mortgage advisor in Thornwood Common. They will take the necessary time to thoroughly understand your financial situation, assess your ability to afford the mortgage, and if applicable, secure an agreement in principle for you.
After your consultation with one of our mortgage advisors in Thornwood Common, they will diligently search through thousands of options to find the most advantageous deal for you. If you are satisfied with the suggested choice, we will then move forward with your mortgage application.
After the completion of your application, it must be sent to the loan provider. Our mortgage advisors in Thornwood Common will take care of this process for you and keep you updated on its development!
If you’re in need of mortgage advice in Essex, whether it’s for a standard purchase, contemplating equity release via remortgaging or considering a later life product, or even if you’re keen on discovering your insurance options, or have any other questions, we’re here to provide you with the most suitable support.
Our dedicated team of mortgage advisors in Essex are available to you all week long, from morning till evening, giving you the adaptability to arrange a discussion at a time and date that suits you best!
As a mortgage broker in Essex, we have the ability to navigate through thousands of unique mortgage proposals, including some highly specialised mortgage products, in order to pinpoint the most suitable options for our clientele.
We boast a broad knowledge in managing various home buying and mortgage scenarios. Our mortgage advisors are always up-to-date with the most recent mortgage lending regulations.
They are devoted to doing all they can to aid you in obtaining the most advantageous agreement for your particular requirements!
To start your property hunt in Thornwood Common, you’ll need:
When you’re prepared to submit your initial mortgage application, you’ll require:
You’ll be working with:
Our devoted mortgage team will accompany you throughout the process. You’ll have a personal case manager to address any queries you might have.
If you presently hold a fixed-rate mortgage, most mortgage lenders allow you to transfer this to a different property.
Our team of mortgage advisors in Thornwood Common are readily available to help you in this procedure, guiding you through your choices and helping you understand any costs linked with additional borrowing.
The porting process usually requires you to meet the standards laid out by your existing mortgage provider, meaning a new application is still necessary.
If you don’t possess a fixed rate, it could be beneficial to investigate the market for possible savings.
The cap on buy to let mortgages isn’t set in stone; you could have just a handful or you could have hundreds.
The number of mortgages you hold, whether you acquire properties on your own, with a partner, or under a business entity, usually isn’t limited, provided you meet your lender’s criteria.
The amount you decide to take on largely hinges on your risk tolerance and your future goals.
These might involve creating a pension income, replacing your salary, capitalising on property value growth, or building a legacy for your descendants. All these are possible in Thornwood Common.
You are free to consider remortgaging at any time, as long as you are not tied into a fixed rate contract or if your property is not currently mortgaged.
If you have a fixed rate mortgage, it’s generally a good idea to start thinking about remortgaging approximately 6 months before your current deal ends.
However, should you need to remortgage during a fixed rate contract, you can, but be mindful of the possible early repayment charges.
In such situations, our team of mortgage advisors in Thornwood Common can explore alternative options such as a second charge mortgage (secured loan) or an extra advance from your current lender to identify the most cost-effective solution for you.
Contrary to what many homeowners and potential property purchasers may think, there are numerous mortgage options available for those aged 50 and above.
As a mortgage broker, we specialise in providing mortgage advice in Thornwood Common, specifically designed for those considering mortgages in their later years.
Here’s how we can help you:
If your circumstances don’t fit into the above categories, please don’t hesitate to get in touch with us. We’re here to offer help in any way possible.
Read our 5 Reviews
Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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