Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
& Surrounding Areas
Speak with a mortgage advisor in Thorrington7 days a week, 8am - 10pm
01245 847678Speak to an Advisor
& Surrounding Areas
Speak with a mortgage advisor in Thorrington7 days a week, 8am - 10pm
Speak to an Advisor 01245 847678From your initial interaction with us to the finalisation of your mortgage and beyond, we are committed to guiding and helping you in the most suitable way possible. As a mortgage broker in Thorrington, we offer a range of services including:
Whatever your objectives may be, you will find it beneficial to speak with our qualified mortgage advisors in Thorrington. They have the expertise to compare and analyse the options available in the market, ensuring you secure the most suitable deal based on your personal circumstances.
We understand that navigating the mortgage process can be overwhelming, especially for those who are venturing into home ownership in Thorrington for the first time.
As a mortgage broker in Thorrington, our goal is to minimise your worries as much as possible, striving to provide you with a hassle-free and straightforward mortgage journey, if it’s within our power!
Our team of experienced mortgage advisors and administrators in Thorrington are armed with the expertise to help you in achieving your mortgage goals, irrespective of your current circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Embarking on the journey to buy your first home in Thorrington can be a daunting and complex process, especially when trying to secure a mortgage.
Our mission as a team dedicated to delivering straightforward and comprehensible mortgage advice in Thorrington is to reduce your worries and streamline your path towards homeownership.
During your engagement with us, our mortgage advisor will provide you with an approximate figure of how much you could potentially borrow, giving you a clear idea of what to anticipate.
Furthermore, they will secure an agreement in principle for you, a crucial step when putting offers on properties, within 24 hours of your initial mortgage appointment.
Many believe that moving home in Thorrington can be quite a challenging event in one’s life, particularly when a mortgage is involved.
Fortunately, for current homeowners planning to venture into their next phase of life, having a mortgage broker in Thorrington can significantly reduce your stress.
Our aim is to navigate you through the mortgage process as swiftly as possible, providing you with one less concern while you organise and pack for your impending move!
We’ve been providing support to both new and existing landlords with their buy to let mortgages for a considerable period. Our mortgage advisors in Thorrington are highly knowledgeable about the requirements for buy to let mortgages.
Typically, we’ve observed that many landlords we engage with often return to us for future assistance. They entrust us with the mortgage aspects of their buy to let properties, thereby reducing their list of concerns.
Maintaining an advantageous position with your mortgage is important, ensuring you have the most beneficial agreement possible. It’s likely you’ve secured your mortgage over a significant period, and during that time, rates, products, and even your personal situation may have evolved.
Whether you’re a Thorrington resident nearing the end of your current agreement, or someone considering remortgaging earlier than planned, we’re always ready to examine your circumstances and identify the most suitable course of action to guarantee you’re on the most appropriate deal.
We’ve frequently discussed scenarios with our clients that include home renovations, capital generation, securing a more favourable deal or debt consolidation, among others. No matter your objective, a mortgage advisor in Thorrington will be available to help and guide you.
If you are a resident of Thorrington and over 50 years old, you may find that a range of mortgage products tailored to suit homeowners and potential home buyers in their later years are accessible to you.
Potential options you might consider include hybrid mortgages, retirement interest only (rio) mortgages, term interest only (tio) mortgages, standard mortgages and remortgages, and equity release in Thorrington (available for customers aged 55 and above).
Mortgages in Thorrington for those over 50 can often be a specialist area. Hence, it is important to have a chat with a certified and professional mortgage broker in Thorrington to comprehend the various options available to you.
Our Customers Love Us
5.00 Rating5 Reviews
Evan
Couldn’t be happier with the service from Jason and Stacey. Very professional and so helpful. Highly recommend this company. Thanks for everything
1 month ago
Richard
Very good service and excellent communication - definitely recommended
1 year ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
5 years ago
Imogen
We shopped around trying to find the most suitable deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
5 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
5 years ago
Arrange a free initial appointment with one of our seasoned mortgage advisors in Thorrington at a time and date that suits your schedule, by utilising our easy-to-use and cost-free online reservation platform.
When you contact us, you’ll be linked with one of our committed mortgage advisors in Thorrington. They’ll gain a comprehensive insight into your financial circumstances and evaluate your ability to afford a mortgage, securing you an Agreement in Principle if suitable.
Once your meeting with one of our mortgage advisors in Thorrington concludes, they will sift through a multitude of choices to identify the most advantageous deal for you. If their suggested option meets your approval, we will proceed with your mortgage application.
Once your application is finished, it needs to be forwarded to the lending institution. Our mortgage advisors in Thorrington will handle this task for you and keep you informed about its progress!
If you’re seeking mortgage advice in Essex for a standard purchase enquiry, considering equity release through remortgaging or a later life product, curious about your insurance possibilities, or have any other queries, we’re delighted to help as efficiently as possible.
Our committed mortgage advisors in Essex are at your service all week, from dawn till dusk, providing you the flexibility to arrange a discussion at a date and time that’s most convenient for you!
Whether you’re in Thorrington or anywhere else in Essex, we’re here to provide you with the professional mortgage advice you need.
As a mortgage broker in Essex, we have the ability to sift through thousands of varied mortgage deals, including some niche mortgage products, to secure the most favourable options for our clients.
We are well-versed in handling an array of home purchasing and mortgage situations, with our team of mortgage advisors consistently staying abreast of the latest mortgage lending criteria. They are committed to doing their utmost to help you secure the most suitable deal for your specific needs and goals!
To begin your property search in Thorrington, you will require:
When applying for your initial mortgage, you should prepare:
You will be dealing with:
Our dedicated mortgage team is always ready to support you. A committed case manager will be assigned to you to answer any queries you may have.
Should you currently have a fixed-rate mortgage, the majority of mortgage lenders will permit a transfer to a new property.
Our group of mortgage advisors in Thorrington is ready to help you in this process, guiding you through possible options and explaining any extra borrowing costs.
The process of porting typically necessitates compliance with the existing mortgage lenders’ criteria, hence, an application is still required. If you are not on a fixed rate, exploring the market could potentially lead to savings.
There’s no definitive cap on the number of buy to let mortgages one can hold; some clients in Thorrington may have an extensive portfolio of hundreds, while others might only have a few.
Regardless of whether you purchase properties individually, jointly, or via a limited company, the quantity of mortgages you can possess is typically unrestricted, as long as you satisfy the requirements set by your lender.
Your capacity to hold multiple mortgages is largely determined by your comfort with risk and your long-term objectives, which could include generating retirement income, replacing employment income, leveraging property growth, or establishing a legacy for future generations.
You have the liberty to remortgage whenever you wish, as long as you’re not bound by a fixed rate agreement or if your property is already free from any mortgage.
If you’re on a fixed rate mortgage, it’s wise to start thinking about remortgaging roughly 6 months prior to the expiry of your current deal.
However, if you find yourself needing to remortgage while still within a fixed rate deal, it’s possible, but be aware there may be early repayment fees involved.
In such situations, our dedicated team of mortgage advisors in Thorrington is here to help.
They can investigate other options such as a second charge mortgage (also known as a secured loan) or an additional advance from your existing lender to identify the most financially beneficial solution for you.
While it may seem to many homeowners and potential home buyers that their options are limited, there actually exists a wide range of mortgage alternatives for those aged 50 and above.
We are a mortgage broker specialising in giving mortgage advice in Thorrington, particularly focusing on mortgages for those in their later years. Here’s how we can help you:
If you require assistance with a situation that isn’t mentioned above, please don’t hesitate to reach out to us. We’re here to help in any way we can.
Read our 5 Reviews
Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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