From the moment you reach out to us, all the way to the completion of your mortgage and even beyond, we’re on hand to guide and help you. As a mortgage broker in Tolleshunt Knights, here are just a few of the services we can offer:
No matter what your mortgage aims are, you’ll find it beneficial to speak with a certified mortgage advisor in Tolleshunt Knights. They have the ability to compare the options available in the market, guaranteeing you secure the most appropriate deal for your specific needs.
We recognise that the process of securing a mortgage can be quite intimidating, particularly for those venturing into home ownership for the first time in Tolleshunt Knights.
As your mortgage broker in Tolleshunt Knights, our primary objective is to ease your concerns as much as possible and strive to ensure a seamless and stress-free mortgage process for you!
Our team of seasoned mortgage advisors in Tolleshunt Knights, supported by an efficient group of mortgage administrators, are devoted to helping you in accomplishing your mortgage objectives, regardless of your unique situation.
Acquiring your first home in Tolleshunt Knights can certainly be intimidating and complicated, especially when it comes to obtaining a mortgage.
Our team is committed to simplifying this process and minimising stress by offering clear, easily understood mortgage advice in Tolleshunt Knights. Our primary goal is to smooth your path and eliminate any unnecessary strain.
Throughout your engagement with us, our mortgage advisor will be capable of providing an approximate figure of the sum you could potentially borrow, offering a broad understanding of what to expect.
Furthermore, they can secure a decision in principle for you, an essential element when making offers on properties, within 24 hours of your initial mortgage discussion.
A lot of folks believe that moving home in Tolleshunt Knights can be an extremely nerve-wracking experience, especially when dealing with a mortgage.
Luckily, for existing property owners looking to progress, engaging a mortgage broker in Tolleshunt Knights can greatly alleviate your worries.
Our purpose is to steer you through the mortgage process as efficiently as we can, lifting one weight from your shoulders as you arrange and prepare for your forthcoming move!
For quite some time, we’ve been helping both seasoned and novice landlords with their buy to let mortgages. Our mortgage advisors in Tolleshunt Knights are extremely well-versed in the necessities of buy to let mortgages.
Commonly, we find that a large number of landlords we liaise with will choose to utilise our services again in the future. They trust us to handle the mortgage elements of their buy to let properties, which in turn eases their list of worries.
Securing the best mortgage deal is always crucial, as it ensures you gain the most favourable terms. You’ve probably been tied to your mortgage for a significant amount of time, during which interest rates, mortgage products, and even your personal situation may have evolved.
Whether you’re a resident of Tolleshunt Knights nearing the end of your current agreement or contemplating an early remortgage, we’re always prepared to assess your circumstances. Our goal is to help you in obtaining the most suitable deal for your requirements.
We’ve assisted clients with a variety of needs, such as home improvements, raising capital, securing a better deal, or consolidating debts, among others. Regardless of your goal, a mortgage advisor in Tolleshunt Knights is always on hand to provide advice.
For those residing in Tolleshunt Knights who are aged 50 or older, you may qualify for a variety of mortgage products that are specifically designed for homeowners and potential buyers entering their later years.
A multitude of choices may be available to you, including combination mortgages, retirement interest only (RIO) mortgages, term interest only (TIO) mortgages, standard mortgages and remortgages, and even the possibility of equity release in Tolleshunt Knights (for those aged 55 and up).
Mortgages in Tolleshunt Knights for individuals over 50 can be a highly specialised area. As a result, it’s crucial to discuss with a skilled and professional mortgage broker in Tolleshunt Knights to fully understand the array of options open to you.
Our Customers Love Us
5.00 Rating4 Reviews
Richard
Very good service and excellent communication - definitely recommended
7 months ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
4 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
4 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
4 years ago
Book a free consultation with our knowledgeable mortgage advisors in Tolleshunt Knights at a time that fits your timetable, using our easy-to-use and completely free online booking system.
When you contact us, we’ll connect you with one of our dedicated mortgage advisors in Tolleshunt Knights. They’ll spend time understanding your financial situation, assessing your ability to afford a mortgage and, if applicable, arrange an Agreement in Principle for you.
After your consultation with one of our mortgage specialists in Tolleshunt Knights, they will diligently search through thousands of options to find the best deal for you. If you are happy with the suggested choice, we will then move forward with your mortgage application.
Upon completion of your application, it must be sent to the lending body. Our mortgage advisors in Tolleshunt Knights will manage this process on your behalf and ensure you’re kept up-to-date with its development!
If you’re in need of mortgage advice in Essex for a standard purchase enquiry, contemplating equity release via remortgaging or a later life product, or keen on understanding your insurance options, or if you have any other questions, we’re prepared to help you in the most effective manner possible.
Our dedicated mortgage advisors in Essex are available to you all week long, from sunrise to sunset, providing you with the flexibility to arrange a discussion at a date and time that suits you best!
As a mortgage broker in Essex, we are equipped to navigate through thousands of varied mortgage options, including some highly specialised mortgage products, to pinpoint the best options for our clients.
We hold a wealth of knowledge in managing a broad spectrum of home buying and mortgage scenarios.
Our mortgage advisors consistently keep themselves updated with the most recent mortgage lending criteria. They are dedicated to doing all they can to help you in obtaining the most suitable deal for your unique requirements!
Starting your property hunt in Tolleshunt Knights? Here’s what you’ll need:
When you’re all set to apply for your first mortgage, you’ll need to have:
You’ll be working alongside:
Our committed mortgage team will support you at every stage of the process. A personal case manager will be assigned to you to answer any queries you may have.
Should you presently hold a fixed-rate mortgage, most mortgage lenders allow you to transfer this to a new home.
Our team of mortgage advisors in Tolleshunt Knights is readily available to help you in this procedure, guiding you through your choices and helping you understand any costs involved with additional borrowing.
The act of porting usually requires that you meet the requirements established by your existing mortgage provider, hence a new application remains necessary.
If you’re not on a fixed rate, it could be beneficial to investigate the market for potential savings.
There’s no set upper limit for buy to let mortgages; some customers might have numerous, while others might only hold a few.
No matter if you buy properties on your own, jointly, or via a limited company, the number of mortgages you can own is generally unlimited, provided you meet your lender’s stipulations.
The quantity you opt for largely hinges on your risk tolerance and your long-term goals. These could encompass creating a pension income, replacing salary income, capitalising on property value growth, or building an asset for future generations in Tolleshunt Knights.
You’re free to consider remortgaging at any time, as long as you’re not tied into a fixed rate contract or if your property isn’t already mortgaged.
If you’re currently on a fixed rate mortgage, it’s wise to start thinking about remortgaging approximately 6 months before your current contract ends.
However, should you need to remortgage during a fixed rate period, it’s doable, but be mindful of potential charges for early repayment.
In such situations, our team of mortgage advisors in Tolleshunt Knights can explore other avenues such as a second charge mortgage (secured loan) or an extra advance from your current lender to find the most cost-effective solution for you.
Many homeowners and potential property buyers may not realise that a broad range of mortgage solutions are available for individuals aged 50 and above.
As an independent mortgage broker, we specialise in providing mortgage advice in Tolleshunt Knights, specifically designed to cater to the requirements of those seeking mortgages in their later years. Here are the key areas we can assist you with:
If your circumstances don’t fit into the categories listed above, please don’t hesitate to get in touch with us. We’re here to provide support in any way possible.
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