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Mortgage Broker in Tolleshunt Knights

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

01245 847678Speak to an Advisor
Malcolm Davidson - Managing Director of Essexmoneyman

Mortgage Broker in Tolleshunt Knights

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor 01245 847678
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What are you looking to achieve?

UK residents only.

Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

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Congratulations! You qualify for an equity release appointment.

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Congratulations! You qualify for a bridging loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

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Congratulations! You qualify for a protection review.

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By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Learn more about service for mortgage advice in Tolleshunt Knights.

From the moment you reach out to us, all the way to the completion of your mortgage and even beyond, we’re on hand to guide and help you. As a mortgage broker in Tolleshunt Knights, here are just a few of the services we can offer:

  • Guiding first-time buyers in Tolleshunt Knights.
  • Helping Tolleshunt Knights residents with moving home.
  • Providing Buy to Let services in Tolleshunt Knights.
  • Offering remortgage services in Tolleshunt Knights.
  • Presenting mortgage options for Tolleshunt Knights clients aged 50 and above.
  • Giving specialised mortgage advice for unique circumstances in Tolleshunt Knights.

No matter what your mortgage aims are, you’ll find it beneficial to speak with a certified mortgage advisor in Tolleshunt Knights. They have the ability to compare the options available in the market, guaranteeing you secure the most appropriate deal for your specific needs.

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Popular Mortgage Scenarios in Tolleshunt Knights

All of our customers receive a free initial mortgage appointment in Tolleshunt Knights!

We recognise that the process of securing a mortgage can be quite intimidating, particularly for those venturing into home ownership for the first time in Tolleshunt Knights.

As your mortgage broker in Tolleshunt Knights, our primary objective is to ease your concerns as much as possible and strive to ensure a seamless and stress-free mortgage process for you!

Our team of seasoned mortgage advisors in Tolleshunt Knights, supported by an efficient group of mortgage administrators, are devoted to helping you in accomplishing your mortgage objectives, regardless of your unique situation.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage Scenarios in Tolleshunt Knights

First Time Buyer Mortgages in Tolleshunt Knights

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Acquiring your first home in Tolleshunt Knights can certainly be intimidating and complicated, especially when it comes to obtaining a mortgage.

Our team is committed to simplifying this process and minimising stress by offering clear, easily understood mortgage advice in Tolleshunt Knights. Our primary goal is to smooth your path and eliminate any unnecessary strain.

Throughout your engagement with us, our mortgage advisor will be capable of providing an approximate figure of the sum you could potentially borrow, offering a broad understanding of what to expect.

Furthermore, they can secure a decision in principle for you, an essential element when making offers on properties, within 24 hours of your initial mortgage discussion.

Moving Home Mortgages in Tolleshunt Knights

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A lot of folks believe that moving home in Tolleshunt Knights can be an extremely nerve-wracking experience, especially when dealing with a mortgage.

Luckily, for existing property owners looking to progress, engaging a mortgage broker in Tolleshunt Knights can greatly alleviate your worries.

Our purpose is to steer you through the mortgage process as efficiently as we can, lifting one weight from your shoulders as you arrange and prepare for your forthcoming move!

Buy to Let Mortgages in Tolleshunt Knights

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For quite some time, we’ve been helping both seasoned and novice landlords with their buy to let mortgages. Our mortgage advisors in Tolleshunt Knights are extremely well-versed in the necessities of buy to let mortgages.

Commonly, we find that a large number of landlords we liaise with will choose to utilise our services again in the future. They trust us to handle the mortgage elements of their buy to let properties, which in turn eases their list of worries.

Remortgage in Tolleshunt Knights

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Securing the most suitable mortgage deal is always crucial, as it ensures you gain the most favourable terms. You’ve probably been tied to your mortgage for a significant amount of time, during which interest rates, mortgage products, and even your personal situation may have evolved.

Whether you’re a resident of Tolleshunt Knights nearing the end of your current agreement or contemplating an early remortgage, we’re always prepared to assess your circumstances. Our goal is to help you in obtaining the most suitable deal for your requirements.

We’ve assisted clients with a variety of needs, such as home improvements, raising capital, securing a better deal, or consolidating debts, among others. Regardless of your goal, a mortgage advisor in Tolleshunt Knights is always on hand to provide advice.

Mortgages in Tolleshunt Knights For Over 50s

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For those residing in Tolleshunt Knights who are aged 50 or older, you may qualify for a variety of mortgage products that are specifically designed for homeowners and potential buyers entering their later years.

A multitude of choices may be available to you, including combination mortgages, retirement interest only (RIO) mortgages, term interest only (TIO) mortgages, standard mortgages and remortgages, and even the possibility of equity release in Tolleshunt Knights (for those aged 55 and up).

Mortgages in Tolleshunt Knights for individuals over 50 can be a highly specialised area. As a result, it’s crucial to discuss with a skilled and professional mortgage broker in Tolleshunt Knights to fully understand the array of options open to you.

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Our Simple 4-Step Process

Take Advantage of our Book Online System

Step 1

Book a free initial consultation with our knowledgeable mortgage advisors in Tolleshunt Knights at a time that fits your timetable, using our easy-to-use and completely free online booking system.

Free Initial Mortgage Appointment - Speak to an Expert

Step 2

When you contact us, we’ll connect you with one of our dedicated mortgage advisors in Tolleshunt Knights. They’ll spend time understanding your financial situation, assessing your ability to afford a mortgage and, if applicable, arrange an Agreement in Principle for you.

Finding a Suitable Product

Step 3

After your consultation with one of our mortgage specialists in Tolleshunt Knights, they will diligently search through thousands of options to find the most suitable deal for you. If you are happy with the suggested choice, we will then move forward with your mortgage application.

Let's Submit Your Application!

Step 4

Upon completion of your application, it must be sent to the lending body. Our mortgage advisors in Tolleshunt Knights will manage this process on your behalf and ensure you’re kept up-to-date with its development!

Reasons To Choose Us

Free Initial Appointment in Tolleshunt Knights

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If you’re in need of mortgage advice in Essex for a standard purchase enquiry, contemplating equity release via remortgaging or a later life product, or keen on understanding your insurance options, or if you have any other questions, we’re prepared to help you in the most effective manner possible.

Our dedicated mortgage advisors in Essex are available to you all week long, from sunrise to sunset, providing you with the flexibility to arrange a discussion at a date and time that suits you best!

1000s of Mortgage Deals

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As a mortgage broker in Essex, we are equipped to navigate through thousands of varied mortgage options, including some highly specialised mortgage products, to pinpoint the most suitable options for our clients.

We hold a wealth of knowledge in managing a broad spectrum of home buying and mortgage scenarios.

Our mortgage advisors consistently keep themselves updated with the most recent mortgage lending criteria. They are dedicated to doing all they can to help you in obtaining the most suitable deal for your unique requirements!

Malcolm and Amy Davidson - Mortgage Advice in Essex

Common Mortgage Questions in Tolleshunt Knights

What do I need to buy my first home in Tolleshunt Knights?

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Starting your property hunt in Tolleshunt Knights? Here’s what you’ll need:

  • A 5% deposit, which can be sourced from your savings, equity, or a generous gift from a family member.
  • A mortgage agreement in principle, which can be acquired from a Tolleshunt Knights mortgage advisor.

When you’re all set to apply for your first mortgage, you’ll need to have:

  • An identification document like a passport or driving licence.
  • A recent document that verifies your address.
  • Proof of your income from the last three months.
  • Bank statements from the past three months.
  • Evidence of your deposit, which could be statements from your savings account.
  • A credit report could also be useful.

You’ll be working alongside:

  • A Tolleshunt Knights mortgage broker.
  • An estate agent, who will need your ID and mortgage agreement.
  • A conveyancer or solicitor, and we’re here to help you in finding one.
  • A surveyor, if required, and we can also help in this aspect.

Our committed mortgage team will support you at every stage of the process. A personal case manager will be assigned to you to answer any queries you may have.

Can I port my existing mortgage to a new property in Tolleshunt Knights?

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Should you presently hold a fixed-rate mortgage, most mortgage lenders allow you to transfer this to a new home.

Our team of mortgage advisors in Tolleshunt Knights is readily available to help you in this procedure, guiding you through your choices and helping you understand any costs involved with additional borrowing.

The act of porting usually requires that you meet the requirements established by your existing mortgage provider, hence a new application remains necessary.

If you’re not on a fixed rate, it could be beneficial to investigate the market for potential savings.

How many buy to let mortgages in Tolleshunt Knights can I have?

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There’s no set upper limit for buy to let mortgages; some customers might have numerous, while others might only hold a few.

No matter if you buy properties on your own, jointly, or via a limited company, the number of mortgages you can own is generally unlimited, provided you meet your lender’s stipulations.

The quantity you opt for largely hinges on your risk tolerance and your long-term goals. These could encompass creating a pension income, replacing salary income, capitalising on property value growth, or building an asset for future generations in Tolleshunt Knights.

When should I look to remortgage in Tolleshunt Knights?

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You’re free to consider remortgaging at any time, as long as you’re not tied into a fixed rate contract or if your property isn’t already mortgaged.

If you’re currently on a fixed rate mortgage, it’s wise to start thinking about remortgaging approximately 6 months before your current contract ends.

However, should you need to remortgage during a fixed rate period, it’s doable, but be mindful of potential charges for early repayment.

In such situations, our team of mortgage advisors in Tolleshunt Knights can explore other avenues such as a second charge mortgage (secured loan) or an extra advance from your current lender to find the most cost-effective solution for you.

Can I get a mortgage in Tolleshunt Knights if I'm aged over 50?

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Many homeowners and potential property buyers may not realise that a broad range of mortgage solutions are available for individuals aged 50 and above.

As a mortgage broker, we specialise in providing mortgage advice in Tolleshunt Knights, specifically designed to cater to the requirements of those seeking mortgages in their later years. Here are the key areas we can assist you with:

  • Remortgaging for clients aged 50 and over.
  • Property purchase for clients aged 50 and over.
  • Capital release for clients aged 50 and over.
  • Support with poor credit and debt consolidation for clients aged 50 and over.

If your circumstances don’t fit into the categories listed above, please don’t hesitate to get in touch with us. We’re here to provide support in any way possible.

We search 1000s of mortgage deals in Tolleshunt Knights

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Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Essexmoneyman 2025.

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