Obtaining a mortgage with a CCJ in Essex (County Court Judgement) on your credit report can be difficult, but not impossible. Different lenders have varying criteria when considering applications with CCJs, and the status of the CCJ can influence their decision. Here’s a breakdown of the CCJ statuses we can work with when helping customers secure a mortgage:
Securing a mortgage with a CCJ (County Court Judgement) can be challenging, but there are various types of mortgages available that cater to those with this credit issue. As an experienced mortgage broker in Essex specialising in mortgages with CCJs, we offer tailored solutions for a range of circumstances:
Securing a mortgage with a CCJ in Essex can be challenging, but it’s possible with the right guidance.
Our experienced mortgage advisors in Essex specialise in helping customers with various CCJ statuses, including satisfied, part-satisfied, not satisfied, set aside, or expired.
As providers of expert mortgage advice in Essex, we focus on making the process straightforward, saving you time and money while paving the way for better financial opportunities down the line.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Evan
Couldn’t be happier with the service from Jason and Stacey. Very professional and so helpful. Highly recommend this company. Thanks for everything
4 months ago
Richard
Very good service and excellent communication - definitely recommended
1 year ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
5 years ago
Imogen
We shopped around trying to find the most suitable deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
5 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
5 years ago
During this chat, we’ll discuss your circumstances and explore the options available for those with a CCJ in Essex.
Our goal is to find the right path to secure a mortgage that meets your needs.
Once we understand your situation, we’ll begin searching for the most suitable mortgage products.
We work with a range of lenders, including those who specialise in mortgages for individuals with a CCJ.
After selecting the most fitting mortgage product, we’ll assist you in preparing and submitting your application.
We handle all the paperwork and liaise with the lender to ensure everything goes smoothly, increasing your chances of approval even with a CCJ.
Once your application is approved and all the necessary checks are completed, we move towards the final step—completion.
The mortgage funds are released, and you’ll officially become the homeowner. Our team is here to support you throughout the process, making it as straightforward as possible.
We provide a free initial mortgage appointment to kickstart your journey.
This is your opportunity to speak with one of our mortgage advisors in Essex, who will review your situation and guide you on the most suitable way forward, ensuring you’re on the right track from the beginning.
We have access to 1000s of mortgage products, including those tailored for individuals with unique circumstances.
Our extensive panel of lenders means we can find the most suitable deal for you, whether you have a straightforward case or one that needs a specialist lender.
Our service is designed to make the mortgage process as easy and stress-free as possible.
From the initial conversation to completing your mortgage, we take care of everything, providing support and advice every step of the way.
We tailor our approach to suit your specific needs, especially if you have a complex situation.
We’re here for you 7 days a week, ensuring that help is available whenever you need it.
We understand that life doesn’t always fit into a 9 to 5 schedule, so our team is on hand to work around your commitments, making the process as convenient as possible.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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