Burger Menu

Remortgage Advice in Essex

Get Your Free Remortgage Consultation 7 Days a Week

01245 847678

Let us Find you the Perfect Remortgage!

A remortgage application can sometimes seem daunting without a professional mortgage team on your side offering you reliable Mortgage Advice in Essex. We aim to support you from your initial enquiry right through until your new mortgage deal begins. If you’re a bit out of the loop with the Mortgage industry updates then our Mortgage Advisors in Essex are happy to fill you in.

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 002
Mortgage Lenders 005
Mortgage Lenders 007
Mortgage Lenders 008
Mortgage Lenders 009
Mortgage Lenders 001

As an Experienced Mortgage Broker in Essex

Whether it’s to release equity, to get better rates, find a more appropriate deal or more, we’ll always do our best to ensure the process is quicker and smoother than the first time.

  • Your fixed rate is coming to an end and you would like to look at new fixed-rate mortgage deals.
  • You would like to release equity for home improvements towards your property.
  • You would like to look at consolidating unsecured debts.
  • You need Mortgage Advice in Essex to add or remove a name from the mortgage.
  • You want a more flexible mortgage, i.e where you can make overpayments on your mortgage.
  • You would like to switch from your interest-only mortgage to a full repayment.

 

Contact us today to book your free remortgage consultation in Essex & see how we can help you.

Why choose Essexmoneyman for my remortgage?

  • Free no-obligation remortgage consultation for all customers.
  • We have a very experienced friendly team.
  • Our expert Mortgage Advisors in Essex are here 8am – 10pm to answer all of your remortgage needs. Getting through to one of our Mortgage Advisors in Essex will never be a problem.
  • We can search 1000’s of remortgages to find you the best deal for your circumstances.
  • We can offer face to face or over the telephone Remortgage Advice in Essex.

 

We are here to help you. Get in touch with us today and make a date for your free mortgage consultation.

What our customers say

Common mortgage
questions

Your chances of saving money go up if you are on your lenders SVR (Standard Variable Rate of Interest). We will compare the new products available against your current mortgage deal, in order to work out these savings for you. If you have equity in your property, a remortgage would also allow you to release some of this money if required. Usually, this is used for things like home improvements.

You can remortgage and increase the size of your mortgage to pay off any unsecured debts you may have. Please do not rush into this though as there are some downsides. We recommend that customers always seek Mortgage Advice in Scunthorpe before consolidating debts!

Your initial free remortgage consultation in Essex will last around 1 hour. We will then compare a new deal vs your current product and recommend the most appropriate one, with no obligation to you. You can then decide whether you wish to go ahead with the mortgage or take a step back.

The fees will be similar to the ones involved when you started your current mortgage. However, your dedicated Mortgage Advisor in Essex will run through all of the fees with you. Taking these into consideration when comparing the savings of the new deal vs your current mortgage.

As your mortgage broker in Essex, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check gets required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

If you’re thinking about the future of your property, whether you’re looking at debt consolidation or home improvements, you may eligible for a second mortgage. This may also be a possible option if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

The good news is you can still get a mortgage but you may possibly be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

For an employee to prove income, It’s usually three payslips and the latest 2 years’ accounts for Self Employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

Previous

Next

We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Essexmoneyman.com & Essexemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.


Essexmoneyman, Elizabeth House, 28 Baddow Road, Chelmsford, Essex, CM2 0DG.

Moneyman Logo

Book your Free Consultation

7 Days 8am - 10pm

Moneyman Logo

Moneyman Logo

Moneyman Logo

Ask Your Question