Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
01245 847678Speak to an Advisor
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor 01245 847678From your initial contact with us, right through to the finalisation of your mortgage and beyond, we’re here to provide guidance and help. As a mortgage broker in Brightlingsea, here are a few of the services we can offer:
Regardless of your mortgage goals, you’ll find it advantageous to speak with a qualified mortgage advisor in Brightlingsea. They can compare the options available in the market, ensuring you get the most suitable deal for your individual needs.
We understand that navigating the mortgage process can be a daunting task, especially for those who are stepping into the world of home ownership for the first time in Brightlingsea. As a mortgage broker in Brightlingsea, our primary goal is to alleviate your worries as much as possible and aim to facilitate a smooth and hassle-free mortgage process for you!
Our team of experienced mortgage advisors in Brightlingsea, backed by a strong team of mortgage administrators, are committed to helping you in achieving your mortgage goals, no matter what your circumstances may be.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Purchasing your first home in Brightlingsea can indeed be daunting and complex, particularly when it comes to securing a mortgage.
Our team is dedicated to making this process as straightforward and stress-free as possible by providing clear, comprehensible mortgage advice in Brightlingsea. It is our aim is to streamline your journey and alleviate any unnecessary pressure.
During your interaction with us, our mortgage advisor will be able to provide you with a ballpark figure of the amount you could potentially borrow, giving you a general idea of what to anticipate.
Moreover, they can secure an agreement in principle for you, a vital component when placing offers on properties, within 24 hours of your initial mortgage consultation.
Many people believe that moving home in Brightlingsea can be a highly stressful event, particularly when you have to consider a mortgage.
Fortunately, for current homeowners planning to move forward in life, having a mortgage broker in Brightlingsea can significantly reduce your stress.
Our aim is to guide you through the mortgage procedure as swiftly as possible, easing one burden off your shoulders while you organise and pack for your impending move!
For a significant period, we have been helping both experienced and new landlords with their buy to let mortgages, and our mortgage advisors in Brightlingsea are highly knowledgeable about the requirements of buy to let mortgages.
Typically, we discover that many landlords we interact with will re-engage our services in the future. They entrust us with managing the mortgage aspects of their buy to let properties, thus reducing their list of concerns.
Maintaining an optimal mortgage deal is always key, ensuring you benefit from the most suitable terms. It’s likely that you’ve committed to your mortgage for a significant period, during which rates, products, and even your personal circumstances may have changed.
Whether you’re a Brightlingsea resident nearing the end of your current deal or considering an early remortgage, we’re always ready to examine your situation. Our aim is to help you secure the most appropriate deal for your needs.
We’ve helped customers with a range of needs, including home renovations, capital raising, securing a better deal, or consolidating their debts, among others. No matter your objective, a mortgage advisor in Brightlingsea is always available to offer guidance.
If you’re a Brightlingsea resident aged 50 or above, you may be eligible for a range of mortgage products specifically tailored for homeowners and prospective buyers approaching their later years.
Various options could be at your disposal, such as hybrid mortgages, retirement interest only (RIO) mortgages, term interest only (TIO) mortgages, standard mortgages and remortgages, and even equity release in Brightlingsea (for those aged 55 and over).
Mortgages in Brightlingsea for individuals over 50 can be a highly specialised field. Therefore, it’s important to have a chat with a competent and professional mortgage broker in Brightlingsea to fully comprehend the variety of options available to you.
Our Customers Love Us
5.00 Rating5 Reviews
Evan
Couldn’t be happier with the service from Jason and Stacey. Very professional and so helpful. Highly recommend this company. Thanks for everything
1 month ago
Richard
Very good service and excellent communication - definitely recommended
1 year ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
5 years ago
Imogen
We shopped around trying to find the most suitable deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
5 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
5 years ago
Schedule a free initial consultation with one of our experienced mortgage advisors in Brightlingsea at a time that suits your schedule, utilising our user-friendly and cost-free online reservation platform.
When you get in touch with us, we’ll introduce you to one of our committed mortgage advisors in Brightlingsea. They’ll take the time to fully comprehend your financial circumstances, evaluating your affordability and securing an Agreement in Principle for you, if it’s relevant.
Once your meeting with one of our mortgage advisors in Brightlingsea is concluded, they will sift through thousands of alternatives to unearth the most beneficial deal for you. If their proposed option meets your approval, we will proceed with your mortgage application.
Once your application is finished, it needs to be forwarded to the lending institution. Our mortgage advisors in Brightlingsea will handle this task for you and keep you informed about its progress!
Should you require mortgage advice in Essex for a standard purchase query, considering equity release through remortgaging or a later life product, interested in exploring your insurance possibilities, or have any other queries, we’re here to assist you in the most suitable way possible.
Our committed mortgage advisors in Essex are at your service throughout the week, from dawn till dusk, offering you the flexibility to schedule a conversation at a date and time that is most convenient for you!
As a mortgage broker in Essex, we have the capacity to sift through thousands of diverse mortgage offers, including some very specific mortgage products, to identify the optimal choices for our clients. We possess extensive expertise in handling an array of home purchase and mortgage situations. Our mortgage advisors consistently stay abreast of the latest mortgage lending standards. They are committed to doing everything in their power to help you secure the most favourable deal for your specific needs!
To begin your property search in Brightlingsea, you will require:
When you are ready to make your first mortgage application, you will need:
You will be collaborating with:
Our dedicated mortgage team will be with you every step of the way. You will have a personal case manager to answer any questions you may have.
If you currently have a fixed-rate mortgage, the majority of mortgage providers permit you to shift this to a new property.
Our group of mortgage advisors in Brightlingsea are on hand to help you in this process, helping you navigate through your options and comprehend any expenses associated with extra borrowing.
The process of porting typically necessitates that you fulfil the criteria set by your current mortgage lender, thus a fresh application is still required.
If you don’t have a fixed rate, it might be advantageous to explore the market for potential savings.
There isn’t a fixed maximum for buy to let mortgages; some clients may hold hundreds, while others may only have a few.
Regardless of whether you purchase properties individually, jointly, or under a limited company, the quantity of mortgages you can possess is typically unrestricted, as long as you fulfil the requirements set by your lender.
The number you choose to have greatly depends on your appetite for risk and your long-term objectives, which could include generating a retirement income, substituting employment income, taking advantage of property appreciation, or accumulating an asset for future generations.
You have the liberty to remortgage whenever you wish, provided you’re not committed to a fixed rate agreement or if your property is free from any mortgage.
If you’re on a fixed rate mortgage, it’s recommended to contemplate remortgaging roughly 6 months prior to the end of your current agreement. However, if you find yourself needing to remortgage amidst a fixed rate deal, it’s possible, but be aware of potential early repayment fees.
In such scenarios, our team of mortgage advisors in Brightlingsea can investigate other options such as a second charge mortgage (secured loan) or an additional advance from your existing lender to pinpoint the most economical solution for you.
Contrary to the belief of many homeowners and potential home buyers, a wide variety of mortgage options exist for individuals over the age of 50.
As a mortgage broker, our speciality lies in offering mortgage advice in Brightlingsea, specifically tailored to the needs of those seeking later life mortgages. Here are the primary areas we can help you with:
If your situation doesn’t fall within the categories mentioned above, don’t hesitate to reach out to us. We’re here to help in any way we can.
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Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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