It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Help to Buy Mortgages in Essex

It's free to speak with a mortgage advisor
7 days a week, 8am - 10pm

01245 847678 Speak to an Advisor - It's Free!
Reviews IO Logo

Read our 4 Reviews

Reviews Logo

Help to Buy Mortgages in Essex

Discuss your options for a Help to Buy mortgage with an expert mortgage advisor in Essex today.

Speak to an Advisor - It's Free!

Help to Buy Mortgage Advice in Essex Across All Schemes

Help to Buy consists of popular mortgage schemes that are widely used by first time buyers. Whilst most of them come with strict criteria, if you match their requirements, they can provide a great opportunity to get onto the property ladder.

By enlisting the help of a trusted and knowledgeable mortgage advisor in Essex, you’ll likely be able to overcome many of the hurdles in your way, as our team of mortgage experts always work hard to ensure our customers receive an easier, free from stress service.

Video BG One Video BG Two
Help to Buy Mortgages in Essex

Do I Qualify For a Help to Buy in Essex?

By getting in touch with a mortgage broker in Essex you can find out whether or not you would qualify to take out a mortgage using a Help to Buy scheme in Essex. This is all a part of our tailored mortgage advice in Essex.

With a Help to Buy in Essex, the maximum amount of mortgage is completely dependent on the area that you are looking to purchase your home in. We would suggest checking the Own Your Home website to learn more about these figures.

You are prohibited from part exchange or sub-letting and cannot purchase a second home using this scheme.

Shared Ownership in Essex

Shared Ownership is a Help to Buy scheme accessible to both first time buyers and homemovers. The reason for this scheme being so popular, is due to the fact that you can take out a mortgage on a percentage of a property. The way that this works is that you pay off your mortgage as well as paying rent on the remainder of the property.

If you are looking at a Shared Ownership Mortgage in Essex, feel free to reach out to a member of our team to see whether you’re able to qualify.

Video BG OneVideo BG Two
Speak to an Advisor - It's Free!

Common FAQs about Help to Buy in Essex

What schemes can I access with a Help to Buy mortgage?

Accorion Arrow

The Help to Buy portfolio has been growing further by the government. The majority of them are designed for a first time buyer to utilise them, on the other hand, some of these schemes can be eligible for other homebuyers who are looking at moving home.

The schemes on offer include the Lifetime ISA, Mortgage Guarantee and First Home. These are only just a few and there are more you can look at on the government’s OwnYourHome website.

How much deposit do I need for a Help to Buy mortgage?

Accorion Arrow

This all depends on which scheme you decide to go for.

For many mortgages, it’s usually required for you to put down a 5% deposit. You may find this can increase up to 10% or 15% for those with bad credit.

Schemes like the Lifetime ISA can provide support with building up your mortgage deposit. We do recommend you set this up years before you are looking to buy a property.

Our Customers Love Us

Reviews Stars5.00 Rating4 Reviews

Our Simple Mortgage Process

Free 30-Minute Mortgage Appointment

Step 1

Within your free appointment, your mortgage advisor in Essex will look at your income and expenses to see determine your mortgage affordability and qualification for Help to Buy schemes in Essex.

Our Team Can Search 1000s of Mortgage Deals

Step 2

We can search 1000's mortgage options to find the one that is suitable for your personal and financial circumstances.

As well as this, we will help you get a mortgage agreement in principle sorted which can be a brilliant tool when you are looking to make offers on any new builds.

Submit Your Help to Buy Application

Step 3

When your purchase offer is accepted, our team will submit your completed mortgage application and supporting documents to the lender.

Your designated case manager will keep you up to date with how your process is going and keep technical jargon to a minimum. We will be there from your initial appointment of contact all the way through to obtaining the keys to your new home.

Protecting You and Your Mortgage

Step 4

Not only can we secure you the best mortgage deal, we can also provide you with information about the appropriate insurance on offer to protect you and your loved ones.

Furthermore, our team will contact you when your mortgage deal comes to an end to make sure you are on the best deal available.

Reasons to Choose Us

20+ Years' Experience

Accorion Arrow

Utilising over 20 years of experience providing expert advice as your mortgage broker in Essex, we have encountered a large range of customers with varying situations all in need of mortgage advice in Essex and have supported them with achieving their mortgage goals.

Experience & Knowledge

Accorion Arrow

On a regular basis, we have helped a variety of customers who are looking to use the government Help to Buy Scheme. From booking online to speaking with an open and honest mortgage advisor in Essex, you will have a dedicated expert there to help you through every step of the mortgage journey.

Our Service

Accorion Arrow

If you have found your dream property and are eligible for the Help to Buy in Essex, it's time for our team to go through the paperwork with you and get in touch with the home builder or estate agent if necessary.

We pride ourselves in going beyond finding you a mortgage which is why we support a service that helps you with any surveyors or solicitors. Our team will guide you down the most appropriate route and tell you what you may need for that.

Free Mortgage Appointment

Accorion Arrow

Within your free initial mortgage appointment, your dedicated mortgage advisor in Essex will go through all the figures with your in order for your to get a rough estimate of the amount you will need to pay per month for your mortgage.

As an experienced mortgage broker in Essex, we work hard in providing a helpful service that is supportive, simple and stress-free with the overall goal of finding you the perfect deal. Contact our team today to book yourself in for a mortgage appointment and we will be happy to help!

Malcolm and Amy Davidson - Mortgage Advice in Essex

We Search 1000s of Help to Buy Mortgages in Essex

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
Pepper Money
Mortgage Works
Coventry Building Society
Natwest Mortgage Advice
Newcastle Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Different Types of Help to Buy Scenarios in Essex

Do I qualify for Help to Buy?

Accorion Arrow

Before we can delve into the mortgage side of a Help to Buy in Essex, firstly, we need to see whether or not you qualify for any of the help to buy schemes available.

Every Help to Buy Scheme will come with its own requirements that you need to meet to qualify. You may find that you don’t qualify for all of them and some may be appropriate for your situation.

For further information regarding the Help to Buy Schemes available to you at

Can I own another property and access Help to Buy?

Accorion Arrow

If you are looking for more information about the type of scheme that you may have access to a homeowner, please get in touch with our team and can connect you with one of our expert mortgage advisors in Essex.

Remember, that you should not own another property when you are looking for a new home with the Help to Buy Scheme. Also, actions like sub-letting and part-exchange or strictly forbidden.

Mortgage Guides & Essexmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

Equity Release Council Logo Solla Later Life Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage TikTok Image

Speak to an Advisor – It’s free!
7 Days a Week, 8am – 10pm

Speak to an Advisor – It’s Free Enquire Online 01245 847678
We use cookies to enhance your customer experience. More detailsGot It