Popular Moving Home Mortgage Advice in Essex Scenarios
If you are looking to relocate to Essex or looking to move within the surrounding area, our team of experienced Mortgage Advisors in Essex have helped many customers in the past achieve their moving home journey.
Working in the mortgage industry for over 20 years, here are some popular homes moving scenarios that our team came across along their experience.
How Much You Can Borrow & The Costs
Previous customers contacted us early in the process for mortgage advice in Essex. Usually, these customers were looking for an indication of the maximum amount they can borrow, at what interest rates, and what their monthly repayments would be.
Need an Agreement in Principle
During your Free Mortgage Consultation, your Mortgage Advisor in Essex will then search 1000’s of mortgage products to find you the most suitable deal for your financial and current circumstances. If you are happy with our recommendation, and are ready to proceed we can get you an agreement in principle. Armed with your mortgage agreement in principle (AIP), you are ready to put down any offers that you would like to put forward on your ongoing property purchase in Essex.
Your Offer on a New Home Has Been Accepted
If you have had your offer accepted on your new home in Essex, it is now back to your Mortgage Advisor in Essex to start your full mortgage application process. We can also help with the types of property surveys and recommend a good conveyancing solicitor.
Having Trouble with the Bank
There’s always a reason as to why your Bank or Building Society may decline your mortgage application. Maybe you didn’t meet the credit scoring criteria, or they simply will not lend you enough. Whatever the reason for your application being declined, it is still worth contacting a Mortgage Broker in Essex like ourselves, to explore your options.
We work with a range of specialist lenders who offer tailored products to clients that may have had credit issues in the past. Again, this will always come down to your individual circumstances and your credit file. Our Mortgage Advisors in Essex are very knowledgeable of these products and their criteria.
Above are the most popular scenarios as to why our customers reach out to us for Mortgage Advice in Essex when looking to move home. Worry not, if you do not fall into any of these categories, then please don’t hesitate to contact us. There is rarely a situation that we haven’t come across, and our team will be happy to assist you. Book your free mortgage appointment today to speak with one of our qualified Mortgage Advisors in Essex today.
Are you Looking to Move Home in Essex? We can help.
If you are looking to move home and want to know your options, then our team of experienced Mortgage Advisors in Essex will be able to help look at your financial and current circumstances. Working with you from your initial enquiry right through to receiving the keys to your new home.
Here at Essexmoneyman, every is very experienced with helping customers take that next step on the property ladder and there is rarely a situation that they haven’t come across.
All customers will receive a free no-obligation home mover’s review. As part of this review, your Mortgage Advisors in Essex will look at what you are trying to achieve and make sure that this fits within your affordability. Looking at both your monthly payments and the maximum you can borrow.
After having taken some initial details and what you are looking to achieve during your free home movers review. Your Mortgage Advisor in Essex will then go away and search through 1000’s of deals to find you the most suitable deal.
If you are happy with our recommendation, we will then look to obtain your mortgage agreement in principle. This will back up any offers that you would like to make.
Then when you have found your new home in Essex and have had your offer accepted. The team will then process your full mortgage application, taking care of everything right through until completion.
It’s not just about finding you the best mortgage; we will be able to help with the various surveys available to you and help obtain conveyancing solicitor quotes. Further to your mortgage recommendation, your Mortgage Advisors in Essex will also recommend appropriate insurances to help cover your mortgage in any unforeseen circumstances.
Our team are ready to help you achieve your moving home goal, we look forward to hearing from you.