Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
Right to Buy in Essex is a government scheme that allows eligible council tenants to purchase their council home at a discounted price.
The discounted price can be influenced by the property’s market value, the length of time you’ve been a public sector tenant, the location you are in and the type of property you are buying.
The scheme offers an excellent opportunity for those in Essex to step onto the property ladder, turning their rented home into a property they own.
The Right to Buy process in Essex begins by checking your eligibility, which typically requires you to have been a council or housing association tenant for at least three years.
If you qualify, you can apply to buy your home at a discounted rate. The amount of discount you receive depends on factors such as how long you’ve been a tenant, where you live and the type of property.
Once approved, you can choose to arrange a Right to Buy mortgage to cover the remaining cost.
Working with mortgage broker in Essex like us can help you find a mortgage deal that suits your financial circumstances, ensuring you have the right terms in place for this significant purchase.
With the Right to Buy scheme in Essex, the discount on the property can often be used in place of a traditional deposit.
Some lenders accept this discount as your deposit, meaning you might not need to save up a separate sum.
This varies among mortgage lenders, however, so it’s beneficial to speak to a mortgage broker in Essex like us who can guide you on the best route for your specific situation.
We will also help you explore lenders who offer competitive rates and terms tailored to Right to Buy mortgages.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating5 Reviews
Evan
Couldn’t be happier with the service from Jason and Stacey. Very professional and so helpful. Highly recommend this company. Thanks for everything
3 months ago
Richard
Very good service and excellent communication - definitely recommended
1 year ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
5 years ago
Imogen
We shopped around trying to find the most suitable deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
5 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
5 years ago
Get in touch with our mortgage advisors in Essex for a free initial appointment.
We’ll discuss your Right to Buy eligibility, financial situation, and your homeownership goals.
Once we’ve confirmed your eligibility for the Right to Buy scheme in Essex, we will help you understand the potential discount you could receive.
We’ll guide you through the necessary forms and paperwork to get the process started.
With your eligibility and discount confirmed, our team will search through thousands of mortgage deals to find the most suitable option for you.
We’ll consider lenders who accept the Right to Buy discount as a deposit, making the journey to owning your home even smoother.
Once you’re happy with the mortgage offer, we’ll handle the application process on your behalf, liaising with lenders, solicitors, and other parties to keep things moving.
From start to finish, we’ll keep you updated until the keys to your home are in your hands.
We offer all our clients a free, no-obligation mortgage appointment to discuss your Right to Buy options.
Our mortgage advisors in Essex are here to provide straightforward, honest advice tailored to your situation.
During this chat, we’ll assess your eligibility, explain the process, and answer any questions you may have, all at no cost to you.
As a mortgage broker in Essex, we have access to a vast range of mortgage deals from various lenders, including those that specialise in Right to Buy mortgages.
This means we can search thousands of mortgage products to find the one that suits your needs, making your journey to homeownership as smooth as possible.
Our commitment to providing exceptional customer service has earned us 5-star reviews from our clients.
We take pride in guiding you through every step of the Right to Buy process, ensuring you feel supported and informed throughout
With our friendly, personalised approach, we aim to make your mortgage experience stress-free and straightforward.
We understand that life can be busy, so we’re here to help you at a time that suits you.
Our team of mortgage advisors in Essex are available seven days a week, ensuring you can get the advice and support you need, whether it’s during the day, in the evening, or over the weekend.
We work around your schedule to make the Right to Buy mortgage process as stress-free as possible.
Read our 5 Reviews
Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2009–2026
Contact
Follow Us
Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
