We’ll be With you Every Step of the way!
If you are a First Time Buyer in Essex beginning your mortgage journey and taking that first step on the property ladder, our friendly team can provide a helping hand to achieve your home buying goals.
We provide a caring service as we understand that the home buying process can seem a little daunting with some ups and downs. Our hardworking team strive in making the mortgage process smooth and as stress-free as possible to reassure the customer.
We have helped numerous First Time Buyers on their mortgage journey as a trusted Mortgage Broker in Essex. One of our experienced Mortgage Advisor in Essex can by your side throughout the entire process, available to provide any help and questions you may have.
Can I Get a First Time Buyer Mortgage in Essex?
You might be taking that first step onto the property ladder but are wondering if you are eligible for a mortgage. Having a Mortgage Advisor in Essex by your side can help you in the long run as well as save you a lot of time.
When you are at the part in the process where you are prepared to make a mortgage application, your assigned advisor will match you up with a mortgage lender that fits with your circumstances.
An advisor can provide the help you need to match you with the lender’s criteria by assessing your affordability. The assessment carried out includes your dedicated Mortgage Advisor in Essex looking into your annual salary as well as any other income you bring in and look at your spending behaviour with looking at your outgoings, credit history and the overall management of your finances.
The mortgages available to you will depend on the amount of deposit you have.
Are There Any Schemes to Help First Time Buyers in Essex?
Being a Mortgage Broker in Essex, we have access to a large panel of lenders as well as rich knowledge of a range of criteria. As mentioned, we carry out an assessment on your general finances and get a good understanding of your circumstances. With this, we can find you the best mortgage for your financial state.
Achieving your mortgage goals as a First Time Buyer in Essex can happen with the help of various government schemes that have helped many First Time Buyers on the property ladder before. Some of these schemes include Help to Buy Equity Loan, Lifetime ISAs, and the Right to Buy Scheme. If you are wanting more information about these schemes, have a look at our guides section of our website.
Our knowledgeable Mortgage Advisors in Essex are efficient in keeping up to date with the government schemes available and can answer any questions you may have about these.
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