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Mortgage Broker in Chelmsford

Fast & Friendly Mortgage Advice in Chelmsford

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

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Mortgage Advice in Chelmsford from Advisors with experience of every mortgage on the market.

For your FREE mortgage consultation call 01245 847678

About Us

For your FREE mortgage consultation call 01245 847678

Malcoms Image

Mortgage Advice in Chelmsford from Advisors with experience of every mortgage on the market.

About Us

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Open & Honest Mortgage Advice in Chelmsford

 

Welcome,

you’re in safe hands with our Mortgage Broker in Chelmsford.

We don’t just find you a great mortgage deal, we’ll hold your hand through the entire mortgage process! We offer a free mortgage consultation at our Mortgage Broker in Chelmsford, so feel free to get in touch anytime from 8am – 10pm today.

 

Free Mortgage Consultation

 

What Does a Mortgage Broker in Chelmsford exactly do?

Our Mortgage Advice Service

Sometimes, people don’t actually know what a Mortgage Broker does. When you come to our Mortgage Broker in Chelmsford, we aim to take care of you every step of the way to ensure that you have the smoothest and most stress-free mortgage experience possible.

 

1. First of all, once you get in touch we will arrange a short telephone call with you just to get some information from you so that we can link you with the perfect Mortgage Advisor in Chelsmford who specialises in your specific mortgage situation.

 

2. Within 24-hours of your enquiry, we will process your details and arrange your free mortgage consultation with a dedicated Mortgage Advisor in Chelmsford.

 

3. Your free mortgage consultation will roughly last around 30-minutes. If you are already searching through properties and are taking up property viewings, your Mortgage Advisor in Chelmsford can prepare a mortgage agreement in principle for you too.

 

4. Your Mortgage Advisor in Chelmsford will search through 1000’s of mortgage deals on your behalf, trying their best to find you a deal that saves you money yet is still tailored to your specific circumstances.

Mortgage Broker in Chelmsford vs Bank

We work solely for you and we always have your best interests at heart. Our Mortgage Advisors in Chelmsford aim to speak to you on the same day of your enquiry, whereas if you were to approach a bank, you could be waiting weeks just to speak to someone.

 

Your bank will only have access to their in-house deals, whereas a Mortgage Broker in Chelmsford like us has a whole panel of lenders that we can search through in order to find your perfect deal. You shouldn’t just approach your bank because it’s “easier”, in some cases it’s a lot simpler and faster process by using a Mortgage Broker in Chelmsford!

 

Outstanding Mortgage Advice

Customer service resides at the heart of our company, we wouldn’t be able to manage if it wasn’t for our outstanding team. From start to finish, we will hold your hand to ensure that you get the best service possible.

 

Take a look at our fantastic customer reviews to see what other customers have said out about our amazing advice service.

 

 

Available 8am – 10pm, 7 days a week

For Mortgage Advice in Chelmsford during a time that best suits you, get in touch with our amazing team today.

 

We always aim to be responsive, caring, friendly, open and honest – it’s what makes our mortgage advice service so special.

 

Our team hopes to hear from you soon!

We search 1000's of mortgage deals across a large number of lenders, including:

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About Us

We aim to provide the best customer service in everything that we do. We have been working in the Mortgage Broker industry for over two decades now, we know exactly what to do in almost every single mortgage situation. Speak to a Mortgage Advisor in Chelmsford today

Follow Your Mortgage Broker in Chelmsford on Social Media

We are regularly posting up-to-date content across our social media platforms. From the latest mortgage market updates to videos on why you should remortgage, you are sure to find something to help you with your mortgage.

Remortgage Advice in Chelmsford

When you already own a home, there is no property chain! This means that your remortgage process will progress much quicker than a usual mortgage application. Claim your free remortgage consultation in Chelmsford today.

Common mortgage questions

Most High Street Lenders will require your to put down a minimum of a 5% deposit. Depending on the property, your credit file and your credit in the past, you may have to put down a deposit greater than 5%.

Once assigned to one of our Mortgage Advisors in Chelmsford, you will undergo a one hour Free mortgage consultation. Here your Advisor will learn a little more about your situation and what type of mortgage that you are looking for. Your Mortgage Advisor in Chelmsford will then go away and try and find you a perfect mortgage deal that best suits your personal and financial situation.

An Agreement in Principle (AIP) is written evidence that a lender is willing to let your borrow from them for a mortgage. You’ll need to provide your AIP when making an offer on a property so the estate agents have proof that you will have the funds in place to purchase the property.

 

In some cases, you will even need an AIP to view properties in Chelmsford, so make sure that you get mortgage ready and get one arranged.

Your Agreement in Principle will typically last between 30 and 90 days; this timeframe can change depending on your lender in Chelmsford. If your AIP expires, you can quickly get it renewed.

As your Mortgage Broker in Chelmsford, we aim to provide a smooth, easy-going mortgage process. Starting with carrying out a Fact Find, here we will get to learn a bit more about you and your personal and financial situation. Once we have what we need from you, we can then start searching for mortgage deals that are most suitable for you.

 

Once your dedicated Mortgage Advisor in Chelmsford has recommended a product to you that you are happy to proceed with, and you have passed all of the credit checks with an in-date AIP, we can get the ball rolling and put forward your mortgage application.


  • Photographic Identification (Driving license, Passport, etc.).

  • Proof of Address (Utility bills, tax bills, credit card statements, etc.).

  • Latest 3 months’ payslips & Latest P60 (employed applicants)

  • Latest 2 years’ tax calculations and corresponding overviews (self-employed applicants)

  • 3 months’ bank statement showing the build-up of the deposit funds together with an explanation for any large credits.

We have helped thousands of Self Employed mortgage applicants in Chelmsford in the past. To aid your application, you will need to prove one year’s accounts and provide other bits of information, such as net profit. The majority of lenders will also take your salary plus dividend to calculate your maximum mortgage amount.

Lots of our customers come to us after being declined by their bank, and more often than not, we are able to help them. Of course, a mortgage is never guaranteed, therefore you still need to pass lenders’ credit scoring systems and match their criteria.

 

As a transparent Mortgage Broker in Chelmsford, we will be completely open and honest with you and only recommend the products that you and your personal and financial circumstances will be able to match with.

Whether it’s through the means of Buy to Let, breakdown of a relationship, or something else, it’s completely possible to get two mortgages in Chelmsford. As a reputable Mortgage Broker in Chelmsford, we’ve helped hundreds of clients secure a second mortgage deal.

 

When applying for a second mortgage, during your application, your current mortgage payments will be taken into account to see whether or not you’ll be able to afford both sets of payments.

Essexmoneyman.com & Essexemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.


Essexmoneyman, Elizabeth House, 28 Baddow Road, Chelmsford, Essex, CM2 0DG.

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