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Mortgage Broker in Marks Tey

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01245 847678Speak to an Advisor - It's Free!

Mortgage Broker in Marks Tey

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 01245 847678

Learn more about service for mortgage advice in Marks Tey.

From your first interaction with us, all the way to finalising your mortgage and even beyond, our aim is to guide and help you. As a mortgage broker in Marks Tey, we can provide a range of services including:

  • Support for first-time buyers in Marks Tey.
  • Assistance for Marks Tey residents moving home.
  • Buy to Let services in Marks Tey.
  • Remortgage services in Marks Tey.
  • Mortgage options for Marks Tey clients aged 50 and over.
  • Expert mortgage advice for unique circumstances in Marks Tey.

No matter what your mortgage aspirations are, you’ll benefit from speaking with a qualified mortgage advisor in Marks Tey. They can evaluate the options on the market, ensuring you secure the most appropriate deal for your specific requirements.

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Popular Mortgage Scenarios in Marks Tey

All of our customers receive a free mortgage appointment in Marks Tey!

Grasping the intricacies of the mortgage process can be quite overwhelming, especially if you are venturing into the realm of property ownership in Marks Tey for the first time.

As your mortgage broker in Marks Tey, our primary objective is to ease your concerns as much as we can and endeavour to ensure a seamless and stress-free mortgage journey for you!

Our proficient team of mortgage advisors in Marks Tey, supported by a robust team of mortgage administrators, are dedicated to helping you in accomplishing your mortgage objectives, irrespective of your individual situation.

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Popular Mortgage Scenarios in Marks Tey

First Time Buyer Mortgages in Marks Tey

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Buying your first house in Marks Tey can indeed seem overwhelming and complicated, especially when it comes to obtaining a mortgage.

Our team is committed to making this process as simple and hassle-free as possible by delivering clear, understandable mortgage advice in Marks Tey. We strive to make your journey smoother and to reduce any undue stress.

During your consultation with us, our mortgage advisor will be able to give you an estimated figure of the amount you could potentially borrow, providing you with a rough idea of what to expect.

Furthermore, they can obtain an agreement in principle for you, a crucial element when making offers on properties, within 24 hours of your first mortgage consultation.

Moving Home Mortgages in Marks Tey

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It is often perceived that relocating to a new home in Marks Tey can be an overwhelming experience, especially when dealing with mortgages.

Luckily, if you’re an existing homeowner preparing to progress in your journey, having a mortgage broker in Marks Tey can greatly alleviate your anxiety.

Our mission is to help you in navigating the mortgage process as efficiently as we can, taking one weight off your mind while you concentrate on arranging and packing for your forthcoming relocation!

Buy to Let Mortgages in Marks Tey

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Over an extended timeframe, we’ve been helping both seasoned and novice landlords with their buy to let mortgages, and our mortgage advisors in Marks Tey are extremely well-versed in the prerequisites of buy to let mortgages.

Generally, we find that a majority of the landlords we liaise with will utilise our services again in the future. They place their trust in us to handle the mortgage components of their buy to let properties, consequently lessening their array of worries.

Remortgage in Marks Tey

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Keeping an ideal mortgage deal is always crucial, guaranteeing you enjoy the most favourable terms. You’ve probably committed to your mortgage for a considerable amount of time, during which interest rates, products, and even your personal circumstances might have changed.

Whether you’re a Marks Tey resident approaching the end of your current deal or contemplating an early remortgage, we’re always prepared to evaluate your circumstances. Our objective is to help you in obtaining the most suitable deal for your needs.

We’ve supported customers with various needs, such as home improvements, capital raising, securing a more favourable deal, or consolidating their debts, among others. Regardless of your goal, a mortgage advisor in Marks Tey is always on hand to provide advice.

Mortgages in Marks Tey For Over 50s

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Should you be a resident of Marks Tey and aged 50 or above, you might qualify for a selection of mortgage products specifically designed for homeowners and potential buyers entering their later years.

You could have access to a variety of options, including hybrid mortgages, retirement interest only (RIO) mortgages, term interest only (TIO) mortgages, standard mortgages and remortgages, and even the opportunity for equity release in Marks Tey (applicable for those aged 55 and over).

Securing a mortgage in Marks Tey for those over 50 can be a highly specialised area. As such, it’s crucial to engage in conversation with a proficient and professional mortgage broker in Marks Tey to fully understand the array of choices at your disposal.

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Our Simple 4-Step Process

Take Advantage of our Book Online System

Step 1

Book a free meeting with one of our seasoned mortgage advisors in Marks Tey at a time that works for you, using our simple and completely free online booking system.

Free Mortgage Appointment - Speak to an Expert

Step 2

When you contact us, we’ll connect you with one of our dedicated mortgage advisors in Marks Tey. They will take the necessary time to thoroughly understand your financial situation, assess your ability to afford a mortgage, and if appropriate, secure an Agreement in Principle for you.

Finding a Suitable Product

Step 3

After your consultation with one of our mortgage specialists in Marks Tey, they will meticulously search through countless options to find the best deal for you. If you are happy with the suggested choice, we will move ahead with your mortgage application.

Let's Submit Your Application!

Step 4

After completing your application, it will be sent to the loan provider. Our mortgage advisors in Marks Tey will take care of this process and continuously update you on its progression!

Reasons To Choose Us

Free Appointment in Marks Tey

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If you’re in need of mortgage advice in Essex for a regular purchase, contemplating equity release via remortgaging or a later-life product, keen to explore your insurance options, or have any other questions, we’re ready and able to help you in the most effective way possible.

Our dedicated mortgage advisors in Essex are available all week, from morning till evening, providing you with the flexibility to arrange a discussion at a date and time that suits you best!

1000s of Mortgage Deals

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As a mortgage broker in Essex, we are equipped to navigate through thousands of varying mortgage options, inclusive of some niche mortgage products, in order to pinpoint the best options for our clients.

Our team boasts a wealth of knowledge in dealing with a wide range of home buying and mortgage scenarios. Our mortgage advisors are always up-to-date with the most recent mortgage lending regulations.

They are dedicated to doing all they can to help you in obtaining the most advantageous deal that suits your unique requirements!

Malcolm and Amy Davidson - Mortgage Advice in Essex

Common Mortgage Questions in Marks Tey

What do I need to buy my first home in Marks Tey?

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To start your property hunt in Marks Tey, you will need:

  • A 5% deposit, which can be sourced from savings, equity, or a generous gift from a relative.
  • A mortgage agreement in principle, which you can secure from a mortgage advisor in Marks Tey.

When you’re prepared to submit your first mortgage application, you will require:

  • Identification, such as a passport or driving licence.
  • A recent document verifying your address.
  • Proof of your earnings for the last three months.
  • Bank statements from the past three months.
  • Proof of your deposit, like savings account statements.
  • A credit report could also be advantageous.

You will be working alongside:

  • A mortgage broker in Marks Tey, who operates independently and is not tied to a bank or estate agency.
  • An estate agent, to whom you’ll need to provide your ID and mortgage agreement.
  • A conveyancer or solicitor, whom we can help you to find.
  • A surveyor, if needed (we can also offer assistance in this regard).

Our committed mortgage team will accompany you at every stage of the process. A personal case manager will be assigned to you to answer any queries you might have.

Can I port my existing mortgage to a new property in Marks Tey?

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If you presently hold a fixed-rate mortgage, most mortgage lenders allow you to transfer this to a new home.

Our team of mortgage advisors in Marks Tey are ready to help you with this procedure, guiding you through your choices and helping you understand any costs linked to additional borrowing.

The act of porting usually requires you to meet the requirements laid out by your existing mortgage provider, meaning a new application is still necessary.

If you don’t have a fixed rate, it could be beneficial to investigate the market for potential savings.

How many buy to let mortgages in Marks Tey can I have?

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There’s no set limit to the number of buy-to-let mortgages one can have; some clients might have hundreds, while others might just have a handful.

Whether you’re buying properties solely, in partnership, or through a limited company, the number of mortgages you can own is generally unlimited, provided you meet the conditions laid down by your lender.

The number you opt for largely hinges on your risk tolerance and your long-term goals. These goals could encompass building a retirement income, replacing employment income, capitalising on property value growth, or amassing an asset for future generations in Marks Tey.

When should I look to remortgage in Marks Tey?

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You are free to consider a remortgage at any time, as long as you are not bound by a fixed rate contract or your property is not already mortgaged.

If you have a fixed rate mortgage, it is advisable to think about remortgaging approximately 6 months before your current contract expires. However, if you need to remortgage during a fixed rate agreement, it’s achievable, but be mindful of potential early repayment charges.

In these situations, our team of mortgage advisors in Marks Tey can explore alternative options such as a second charge mortgage (secured loan) or an extra advance from your current lender to identify the most cost-effective solution for you.

Can I get a mortgage in Marks Tey if I'm aged over 50?

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Contrary to what many homeowners and prospective property buyers may think, there is a broad range of mortgage solutions available for those aged 50 and above.

As an independent mortgage broker, our expertise is in providing mortgage advice in Marks Tey, specifically designed to cater to the needs of those looking for later life mortgages.

Here are the key areas we can help you with:

  • Remortgaging for clients aged 50 and above.
  • Property purchase for clients aged 50 and above.
  • Capital release for clients aged 50 and above.
  • Support with poor credit and debt consolidation for clients aged 50 and above.

If your circumstances do not fit within the above-mentioned categories, please feel free to contact us. We’re here to help in any way possible.

We search 1000s of mortgage deals in Marks Tey

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Foundation Home Loans & Essexmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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