Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
01245 847678Speak to an Advisor
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor 01245 847678From your first interaction with us, all the way to finalising your mortgage and even beyond, our aim is to guide and help you. As a mortgage broker in Rowhedge, we can provide a range of services including:
No matter what your mortgage aspirations are, you’ll benefit from speaking with a qualified mortgage advisor in Rowhedge. They can evaluate the options on the market, ensuring you secure the most appropriate deal for your specific requirements.
Grasping the intricacies of the mortgage process can be quite overwhelming, especially if you are venturing into the realm of property ownership in Rowhedge for the first time.
As your mortgage broker in Rowhedge, our primary objective is to ease your concerns as much as we can and endeavour to ensure a seamless and stress-free mortgage journey for you!
Our proficient team of mortgage advisors in Rowhedge, supported by a robust team of mortgage administrators, are dedicated to helping you in accomplishing your mortgage objectives, irrespective of your individual situation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Buying your first house in Rowhedge can indeed seem overwhelming and complicated, especially when it comes to obtaining a mortgage.
Our team is committed to making this process as simple and hassle-free as possible by delivering clear, understandable mortgage advice in Rowhedge. We strive to make your journey smoother and to reduce any undue stress.
During your consultation with us, our mortgage advisor will be able to give you an estimated figure of the amount you could potentially borrow, providing you with a rough idea of what to expect.
Furthermore, they can obtain an agreement in principle for you, a crucial element when making offers on properties, within 24 hours of your first mortgage consultation.
It is often perceived that relocating to a new home in Rowhedge can be an overwhelming experience, especially when dealing with mortgages.
Luckily, if you’re an existing homeowner preparing to progress in your journey, having a mortgage broker in Rowhedge can greatly alleviate your anxiety.
Our mission is to help you in navigating the mortgage process as efficiently as we can, taking one weight off your mind while you concentrate on arranging and packing for your forthcoming relocation!
Over an extended timeframe, we’ve been helping both seasoned and novice landlords with their buy to let mortgages, and our mortgage advisors in Rowhedge are extremely well-versed in the prerequisites of buy to let mortgages.
Generally, we find that a majority of the landlords we liaise with will utilise our services again in the future. They place their trust in us to handle the mortgage components of their buy to let properties, consequently lessening their array of worries.
Keeping an ideal mortgage deal is always crucial, guaranteeing you enjoy the most favourable terms. You’ve probably committed to your mortgage for a considerable amount of time, during which interest rates, products, and even your personal circumstances might have changed.
Whether you’re a Rowhedge resident approaching the end of your current deal or contemplating an early remortgage, we’re always prepared to evaluate your circumstances. Our objective is to help you in obtaining the most suitable deal for your needs.
We’ve supported customers with various needs, such as home improvements, capital raising, securing a more favourable deal, or consolidating their debts, among others. Regardless of your goal, a mortgage advisor in Rowhedge is always on hand to provide advice.
Should you be a resident of Rowhedge and aged 50 or above, you might qualify for a selection of mortgage products specifically designed for homeowners and potential buyers entering their later years.
You could have access to a variety of options, including hybrid mortgages, retirement interest only (RIO) mortgages, term interest only (TIO) mortgages, standard mortgages and remortgages, and even the opportunity for equity release in Rowhedge (applicable for those aged 55 and over).
Securing a mortgage in Rowhedge for those over 50 can be a highly specialised area. As such, it’s crucial to engage in conversation with a proficient and professional mortgage broker in Rowhedge to fully understand the array of choices at your disposal.
Our Customers Love Us
5.00 Rating5 Reviews
Evan
Couldn’t be happier with the service from Jason and Stacey. Very professional and so helpful. Highly recommend this company. Thanks for everything
1 month ago
Richard
Very good service and excellent communication - definitely recommended
1 year ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
5 years ago
Imogen
We shopped around trying to find the most suitable deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
5 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
5 years ago
Book a free meeting with one of our seasoned mortgage advisors in Rowhedge at a time that works for you, using our simple and completely free online booking system.
When you contact us, we’ll connect you with one of our dedicated mortgage advisors in Rowhedge. They will take the necessary time to thoroughly understand your financial situation, assess your ability to afford a mortgage, and if appropriate, secure an Agreement in Principle for you.
After your consultation with one of our mortgage specialists in Rowhedge, they will meticulously search through countless options to find the most suitable deal for you. If you are happy with the suggested choice, we will move ahead with your mortgage application.
After completing your application, it will be sent to the loan provider. Our mortgage advisors in Rowhedge will take care of this process and continuously update you on its progression!
If you’re in need of mortgage advice in Essex for a regular purchase, contemplating equity release via remortgaging or a later-life product, keen to explore your insurance options, or have any other questions, we’re ready and able to help you in the most effective way possible.
Our dedicated mortgage advisors in Essex are available all week, from morning till evening, providing you with the flexibility to arrange a discussion at a date and time that suits you best!
As a mortgage broker in Essex, we are equipped to navigate through thousands of varying mortgage options, inclusive of some niche mortgage products, in order to pinpoint the most suitable options for our clients.
Our team boasts a wealth of knowledge in dealing with a wide range of home buying and mortgage scenarios. Our mortgage advisors are always up-to-date with the most recent mortgage lending regulations.
They are dedicated to doing all they can to help you in obtaining the most advantageous deal that suits your unique requirements!
To start your property hunt in Rowhedge, you will need:
When you’re prepared to submit your first mortgage application, you will require:
You will be working alongside:
Our committed mortgage team will accompany you at every stage of the process. A personal case manager will be assigned to you to answer any queries you might have.
If you presently hold a fixed-rate mortgage, most mortgage lenders allow you to transfer this to a new home.
Our team of mortgage advisors in Rowhedge are ready to help you with this procedure, guiding you through your choices and helping you understand any costs linked to additional borrowing.
The act of porting usually requires you to meet the requirements laid out by your existing mortgage provider, meaning a new application is still necessary.
If you don’t have a fixed rate, it could be beneficial to investigate the market for potential savings.
There’s no set limit to the number of buy-to-let mortgages one can have; some clients might have hundreds, while others might just have a handful.
Whether you’re buying properties solely, in partnership, or through a limited company, the number of mortgages you can own is generally unlimited, provided you meet the conditions laid down by your lender.
The number you opt for largely hinges on your risk tolerance and your long-term goals. These goals could encompass building a retirement income, replacing employment income, capitalising on property value growth, or amassing an asset for future generations in Rowhedge.
You are free to consider a remortgage at any time, as long as you are not bound by a fixed rate contract or your property is not already mortgaged.
If you have a fixed rate mortgage, it is advisable to think about remortgaging approximately 6 months before your current contract expires. However, if you need to remortgage during a fixed rate agreement, it’s achievable, but be mindful of potential early repayment charges.
In these situations, our team of mortgage advisors in Rowhedge can explore alternative options such as a second charge mortgage (secured loan) or an extra advance from your current lender to identify the most cost-effective solution for you.
Contrary to what many homeowners and prospective property buyers may think, there is a broad range of mortgage solutions available for those aged 50 and above.
As a mortgage broker, our expertise is in providing mortgage advice in Rowhedge, specifically designed to cater to the needs of those looking for later life mortgages.
Here are the key areas we can help you with:
If your circumstances do not fit within the above-mentioned categories, please feel free to contact us. We’re here to help in any way possible.
Read our 5 Reviews
Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Essexmoneyman 2025.
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