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Mortgage Broker in Witham

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

01245 847678Speak to an Advisor
Malcolm Davidson - Managing Director of Essexmoneyman

Mortgage Broker in Witham

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor 01245 847678
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What are you looking to achieve?

UK residents only.

Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Providing expert mortgage advice in Witham

Welcome, you’re in safe hands with a mortgage broker in Essex and Witham like us. Our job is not just to find you a great mortgage deal, it’s also to provide you with our full help and guidance throughout the whole mortgage process! Once you get in touch with our amazing team, we can get you booked in for your free initial mortgage consultation. We operate during out of usual office hours so that you can contact us when it suits you!



We go above and beyond for every one of our customers, we want to make sure that their mortgage process runs as smoothly as possible. Once you get in touch with our team, they will get a few bits of information from you and then get you booked in for your free initial mortgage consultation. You’ll undergo your consultation with your dedicated Mortgage Advisor in Witham. They will get to learn a little more about your mortgage needs at this point of the process.



After your consultation, your mortgage advisor in Witham will arrange a mortgage agreement in principle for you within 24-hours. They will also be able to go away and search through 1000s of deals, trying to to find the most suitable one for your personal and financial situation.



If your advisor picks you out a deal that you’d like to continue with, we can continue your mortgage application and then submit it when you’re ready to go! We will keep you informed of any changes made to the progress of your mortgage application.

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Popular Mortgage Scenarios in Witham

All of our customers receive a free initial mortgage appointment!

We have access to 1000s of mortgage products, whereas banks can only access their own in-house deals. We have over 30 lenders on panel, we don’t just have access to a particular one! More often than not, banks will have long waiting lists too. A mortgage broker in Essex and Witham like us, will make sure that you get a call back within 24-hours of your enquiry. We believe that responsiveness is essential during every step of the mortgage process, from start to finish!



We want the best for you! Our team will always choose the option that benefits you financially as well as your personal situation. We’ll be 100% open and honest with you throughout your whole journey. Open 7 days a week, we work during out of usual office hours so that you can get in touch at a time most suitable to your circumstances. For your free initial mortgage consultation, get in touch with our team in Witham today, we can’t wait to try and help you!

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage Scenarios in Witham

First Time Buyer in Witham

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For first time buyers in Essex and Witham, the mortgage process can be overwhelming. This is where a mortgage broker in Essex and Witham like outselves can offer valuable support and help navigate what is likely to be their biggest financial decision.



Our knowledgeable mortgage advisors in Essex and Witham are here to help guide you towards homeownership with a tailored solution that’s right for you. From the initial consultation to the day you receive your keys, we’ll keep you informed and involved at every step of the way.

Moving Home in Witham

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If your introductory mortgage period is coming to an end in Essex and Witham, you may be weighing the option of moving home in Essex and Witham instead of remortgaging. There could be many reasons to move, such as a need for more space, more affordable living costs, or simply a change of scenery.



Moving can be a challenging process, but our team is dedicated to making it easier for you. From finding a buyer to packing and relocating, we work to minimise your stress and simplify the moving experience as you prepare for your new home.

Buy to Let in Witham

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At our team of expert mortgage advisors in Essex and Witham, we specialize in helping landlords, both new and established, secure a buy to let mortgage in Essex and Witham. Whether you’re looking to grow your personal property portfolio or seeking assistance with an SPV like a Limited Company, our knowledgeable advisors are here to guide you through the process and alleviate any stress.

Remortgaging in Witham

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For existing homeowners, the end of the introductory period of their mortgage is inevitable. That’s why, when that time comes, we highly recommend exploring the option of a remortgage in Essex and Witham.



Whether you’re looking to secure a better mortgage deal, tap into equity for home improvements, or pursue other objectives, our team of experienced mortgage advisors in Essex and Witham is here to help.

Our Customers Love Us

Reviews Stars5.00 Rating5 Reviews

Our Simple 4-Step Process

Take Advantage of our Book Online System

Step 1

Schedule an appointment with one of our experienced mortgage advisors in Essex and Witham at a time and date that works best for you, using our convenient and free online booking system.

Free Initial Mortgage Appointment - Speak to an Expert

Step 2

When you reach out to us, you’ll be connected with one of our knowledgeable mortgage advisors in Essex and Witham. They’ll get a clear understanding of your financial situation and assess your affordability, and also provide you with an Agreement in Principle.

Finding a Suitable Product

Step 3

Upon completion of your appointment with one of our mortgage advisors in Essex and Witham, they will scour through thousands of options to find the most suitable deal for you. If you approve of their recommendation, we’ll proceed with the processing of your mortgage application.

Let's Submit Your Application!

Step 4

Upon completion of your application, it must be sent to the lender, our mortgage advisors in Essex and Witham can take care of that for you.

Reasons to Choose us

Free Initial Appointment in Witham

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If you are seeking guidance regarding mortgage advice in the Witham area, looking to release equity, or interested in insurance products, we are eager to help you find the information you need.



Our team is well-equipped to provide you with valuable insights and recommendations that cater to your specific needs and circumstances. Please don’t hesitate to contact our mortgage advisors in Witham for assistance, as we are more than happy to help.

We Search 1000s of Deals

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Our team of experts searches through thousands of deals, some of which include highly specialise mortgage products, to find the most suitable options for our customers.



Rest assured that our extensive experience and knowledge allow us to provide exceptional mortgage advice to customers from all walks of life, regardless of their unique financial situations.



We are committed to helping you navigate the complex world of mortgages and ensuring that you make the most suitable decisions. Please feel free to contact us for guidance, as we would be more than happy to help you in any way we can.

Malcolm and Amy Davidson - Mortgage Advice in Essex

Common Mortgage Questions in Witham

Have you been declined by your bank?

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If you have been declined by your bank and need a mortgage broker in Witham, our team may help. Avoid applying with multiple lenders as it can affect your credit score.



Our team will help you find out why the bank declined you, and suggest ways to improve your credit. We’ll work to find the most suitable deal for you, but if we can’t, we’ll give you advice on how to improve your application in the future. We provide open and honest mortgage advice in Witham to every customer.

How do I transact with my mortgage broker in Witham?

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Our mortgage experts offer a free initial appointment to help you. If you need mortgage advice outside of normal working hours, our dedicated mortgage advisors in Colchester are available until late. Call us and we’ll do our best to assist you.

Why shouldn’t I go to my bank for mortgage advice in Witham?

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Bank mortgage advisors can only offer products from their own lender, and it can be difficult to get an appointment with them, which can be frustrating if you’re actively looking at properties.



A professional mortgage broker in Witham can help by comparing deals from a large number of lenders on their panel, some with specialist products.



We have extensive experience and knowledge in providing mortgage advice in Witham to customers with a variety of situations.

Will I be able to get a second mortgage in Witham?

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A second mortgage on your home can be an option for debt consolidation or home improvements. If you’re considering taking out a mortgage on a second property, whether for personal use, a family member, a holiday home, or a buy to let investment, it may also be possible.

I'm Self Employed in Witham, can I get a mortgage?

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After submitting at least one year’s accounts, you may be eligible for a mortgage. Most lenders calculate the maximum mortgage amount based on your salary and dividends, while some may use your net profit instead.

How does the free initial mortgage appointment work?

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Our mortgage advice team in Witham offers a free initial mortgage appointment that lasts about 30 minutes to an hour. After that, your mortgage advisor in Witham will recommend a mortgage for you with no obligation to proceed, and you can decide whether to take it or not.

When should I obtain an Agreement in Principle?

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We recommend that home buyers in Witham obtain an Agreement in Principle (AIP) before viewing properties. At the very least, you should obtain an AIP before making an offer to improve your bargaining position with a seller.

How does an Agreement in Principle last?

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The duration of an Agreement in Principle typically ranges from 30 to 90 days, depending on the lender. If your Agreement in Principle expires, our mortgage advisors in Witham can always have it refreshed for you.

We Search 1000s of Mortgages in Witham

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Hinckley and Rugby Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
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Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Essexmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Essexmoneyman 2025.

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