It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Income protection insurance provides a regular income if you’re unable to work due to illness or injury.
It typically covers a percentage of your salary until you can return to work or retire. A mortgage broker in Essex can help you choose the right policy to match your monthly financial commitments, including mortgage payments.
If you rely on your income to cover your mortgage, bills, and living expenses, having income protection insurance in Essex can offer financial security.
It’s particularly beneficial if you don’t have substantial savings to fall back on. For tailored advice, speak to mortgage advisors in Essex to find the cover that best suits your situation.
The best time to get income protection insurance in Essex is when you have financial responsibilities like a mortgage or dependents who rely on your income.
Getting cover sooner can secure lower premiums. For personalised guidance, consider seeking mortgage advice in Essex to protect your finances and lifestyle.
Income protection insurance in Essex covers a portion of your salary if you’re unable to work due to illness, injury, or disability. It provides regular payments to help cover essential expenses, such as mortgage payments, household bills, and other financial commitments.
For tailored advice, a mortgage broker in Essex can guide you in selecting the right level of cover.
Most income protection policies cover up to 50-70% of your pre-tax earnings. The exact amount will depend on the policy you choose.
Speaking with one of our mortgage advisors in Essex can help you find a policy that aligns with your needs, ensuring you have enough cover to maintain your lifestyle during periods of illness or injury.
The payout period can vary depending on the policy. It might cover you for a short period, such as 1-2 years, or until you retire.
For guidance on the best option for your circumstances, consider seeking mortgage advice in Essex to ensure your cover fits your long-term financial plans.
Yes, income protection insurance in Essex is available for self-employed individuals. Since you may not have access to sick pay or other employee benefits, having this cover can provide vital financial support.
A mortgage broker in Essex can help you find the right policy tailored to your self-employed status.
While critical illness cover pays out a lump sum for specific conditions, income protection insurance provides regular payments if you’re unable to work due to any illness or injury.
For comprehensive mortgage advice in Essex, a broker can explain the differences and help you choose the most suitable policy for your needs.
Our Customers Love Us
5.00 Rating5-Star Reviews
Richard
Very good service and excellent communication - definitely recommended
6 months ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
4 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
4 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
4 years ago
We offer a free insurance review to assess your current situation and identify any gaps in your income protection cover.
Our mortgage advisors in Essex will take the time to understand your needs and recommend the best solutions to safeguard your financial future.
Choosing the right income protection insurance can be overwhelming, but we’re here to help.
As a mortgage broker in Essex, we’ll explore a range of options tailored to your lifestyle and financial commitments, ensuring you have the right cover in place.
Once you've decided on the ideal income protection policy, we handle all the paperwork for you.
Our mortgage advisors in Essex will submit your application, working with insurers to ensure a smooth and efficient process.
We believe in clear communication, which is why we keep you informed at every step.
From application to approval, our team will provide regular updates, so you’re always in the loop about your income protection insurance in Essex.
We provide a free, no-obligation mortgage and protection review to ensure you have the right cover in place.
Our mortgage advisors in Essex take the time to understand your needs, offering tailored advice to protect your finances and future.
As a mortgage broker in Essex, we search the entire market to find the most suitable mortgage and protection products.
This means you get access to a wide range of options, helping you secure the best deals that match your unique circumstances.
Our service is built on providing personalised support throughout your mortgage and protection journey.
From finding the right policy to submitting your application, our friendly team is here to make the process smooth and straightforward.
We’re available 7 days a week, offering flexible appointment times to suit your schedule.
Whether you need mortgage advice in Essex or help choosing the right insurance cover, our team is ready to assist whenever you need us.
Yes, many income protection insurance policies in Essex can cover you if stress, anxiety, or other mental health issues prevent you from working.
The extent of coverage depends on your specific policy. For personalised advice on the best coverage for mental health, speak with a mortgage broker in Essex to explore your options.
People take out income protection insurance to ensure they have a regular income if they become unable to work due to illness or injury.
It helps cover essential expenses like mortgage payments and household bills, providing peace of mind.
For tailored mortgage advice in Essex, a broker can help you find the right policy to suit your financial commitments.
To make a claim on your income protection insurance in Essex, you’ll need to contact your insurer and provide evidence of your inability to work, such as a doctor’s note.
Our mortgage advisors in Essex can assist you through the claims process, ensuring you receive the support you need.
Income protection insurance provides regular payments if you’re unable to work due to any illness or injury, while critical illness cover offers a lump sum for specific conditions.
Each serves different needs, so choosing the right one depends on your circumstances.
A mortgage broker in Essex can help you decide which policy best fits your situation.
Besides income protection, there are other insurance options like life insurance, critical illness cover, and family income benefit.
Each provides different types of financial support, so it’s wise to seek mortgage advice in Essex to ensure you have the right combination of policies to protect your family and assets.
Read our 5-Star Reviews
Essexmoneyman.com & Essexmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Essexmoneyman.com & Essexmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s free!
7 Days a Week, 8am – 10pm
