It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Essexmoneyman Mortgage Broker UK - M Shape

Mortgage Broker in Colchester

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01245 847678Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Essexmoneyman

Mortgage Broker in Colchester

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 01245 847678

Providing expert mortgage advice in Colchester

We don’t just try and find you a great mortgage deal, we always go above and beyond to make sure that you receive a smooth and stress-free process along the way! Our mortgage broker in Essex and Colchester is here to provide their full support through the whole of your mortgage journey. We suggest that you take advantage of our free mortgage consultation; every customer no matter their mortgage situation can access this, so make sure to get in touch.



No matter how difficult your mortgage situation may be, our mortgage advisors in Essex will always try their hardest to match your situation to a mortgage deal. Our team deals with all different kinds of complex mortgage scenarios, so don’t hesitate to get in touch just because you think that your situation is too difficult.



Our fantastic team is extremely proud of our customer service. We know what it’s like to receive that personal level of service and know exactly what is happening during each stage of the process, and that’s why we make sure that every customer has that same experience. We love our outstanding reviews, if you are interested, make sure to take a look at our genuine customer reviews.

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Popular Mortgage Scenarios in Colchester

All of our customers receive a free mortgage appointment!

“What do you actually do?” is a common question that we get asked as a Mortgage Broker in Essex and Colchester. It’s quite an easy question to answer too! We provide our help and support throughout the whole mortgage journey and help you obtain a great mortgage deal along the way! Our job is to make your mortgage process stress-free and easy-going.



First of all, once you have got in touch with us, we will get a few bits of information from you. This information will allow us to compare your situation to one of our mortgage broker in Essex and Colchester who will specialise in your specific mortgage area. Within 24-hours of our telephone call, we will arrange another meeting with you, this could be over the telephone or a video call, it’s up to you! This is when your free mortgage consultation will take place.



During your free mortgage consultation, you’ll get the opportunity to speak to your dedicated Mortgage Advisor in Colchester. The consultation will roughly last around 30-minutes. If you are currently viewing properties in Colchester and booking house viewings, your Mortgage Advisor in Colchester may also be able to prepare a mortgage agreement in principle for you.



Once your consultation is complete, your mortgage advisor in Colchester will begin looking for the perfect deal for you! They will search through 1000’s of mortgage products for you, trying their best to match you with a deal that is tailored to both your personal and financial circumstances.

Our Reviews

Popular Mortgage Scenarios in Colchester

First Time Buyer in Colchester

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For first time buyers in Essex and Colchester, the mortgage process can be overwhelming. This is where a mortgage broker in Essex and Colchester like outselves can offer valuable support and help navigate what is likely to be their biggest financial decision.



Our knowledgeable mortgage advisors in Essex and Colchester are here to help guide you towards homeownership with a tailored solution that’s right for you. From the initial consultation to the day you receive your keys, we’ll keep you informed and involved at every step of the way.

Moving Home in Colchester

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If your introductory mortgage period is coming to an end in Essex and Colchester, you may be weighing the option of moving home in Essex and Colchester instead of remortgaging. There could be many reasons to move, such as a need for more space, more affordable living costs, or simply a change of scenery.



Moving can be a challenging process, but our team is dedicated to making it easier for you. From finding a buyer to packing and relocating, we work to minimise your stress and simplify the moving experience as you prepare for your new home.

Buy to Let in Colchester

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At our team of expert mortgage advisors in Essex and Colchester, we specialize in helping landlords, both new and established, secure a buy to let mortgage in Essex and Colchester. Whether you’re looking to grow your personal property portfolio or seeking assistance with an SPV like a Limited Company, our knowledgeable advisors are here to guide you through the process and alleviate any stress.

Remortgaging in Colchester

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For existing homeowners, the end of the introductory period of their mortgage is inevitable. That’s why, when that time comes, we highly recommend exploring the option of a remortgage in Essex and Colchester.



Whether you’re looking to secure a better mortgage deal, tap into equity for home improvements, or pursue other objectives, our team of experienced mortgage advisors in Essex and Colchester is here to help.

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Our Simple 4-Step Process

Take Advantage of our Book Online System

Step 1

Schedule an appointment with one of our experienced mortgage advisors in Essex and Colchester at a time and date that works best for you, using our convenient and free online booking system.

Free Mortgage Appointment - Speak to an Expert

Step 2

When you reach out to us, you’ll be connected with one of our knowledgeable mortgage advisors in Essex and Colchester. They’ll get a clear understanding of your financial situation and assess your affordability, and also provide you with an Agreement in Principle.

Finding a Suitable Product

Step 3

Upon completion of your appointment with one of our mortgage advisors in Essex and Colchester, they will scour through thousands of options to find the best deal for you. If you approve of their recommendation, we’ll proceed with the processing of your mortgage application.

Let's Submit Your Application!

Step 4

Upon completion of your application, it must be sent to the lender, our mortgage advisors in Essex and Colchester can take care of that for you.

Reasons to Choose us

Free Appointment in Colchester

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If you are seeking guidance regarding mortgage advice in the Colchester area, looking to release equity, or interested in insurance products, we are eager to help you find the information you need.



Our team is well-equipped to provide you with valuable insights and recommendations that cater to your specific needs and circumstances. Please don’t hesitate to contact our mortgage advisors in Colchester for assistance, as we are more than happy to help.

We Search 1000s of Deals

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Our team of experts searches through thousands of deals, some of which include highly specialise mortgage products, to find the best possible options for our customers.



Rest assured that our extensive experience and knowledge allow us to provide exceptional mortgage advice to customers from all walks of life, regardless of their unique financial situations.



We are committed to helping you navigate the complex world of mortgages and ensuring that you make the best possible decisions. Please feel free to contact us for guidance, as we would be more than happy to help you in any way we can.

Malcolm and Amy Davidson - Mortgage Advice in Essex

Common Mortgage Questions in Colchester

Have you been declined by your bank?

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If you have been declined by your bank and need a mortgage broker in Colchester, our team may help. Avoid applying with multiple lenders as it can affect your credit score.



Our team will help you find out why the bank declined you, and suggest ways to improve your credit. We’ll work to find the best deal for you, but if we can’t, we’ll give you advice on how to improve your application in the future. We provide open and honest mortgage advice in Colchester to every customer.

How do I transact with my Mortgage Broker in Colchester?

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Our mortgage experts offer a free initial appointment to help you. If you need mortgage advice outside of normal working hours, our dedicated mortgage advisors in Colchester are available until late. Call us and we’ll do our best to assist you.

Why shouldn’t I go to my bank for mortgage advice in Colchester?

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Bank mortgage advisors can only offer products from their own lender, and it can be difficult to get an appointment with them, which can be frustrating if you’re actively looking at properties.



A professional mortgage broker in Colchester can help by comparing deals from a large number of lenders on their panel, some with specialist products.



We have extensive experience and knowledge in providing mortgage advice in Colchester to customers with a variety of situations.

Will I be able to get a second mortgage in Colchester?

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A second mortgage on your home can be an option for debt consolidation or home improvements. If you’re considering taking out a mortgage on a second property, whether for personal use, a family member, a holiday home, or a buy to let investment, it may also be possible.

I'm Self Employed in Colchester, can I get a mortgage?

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After submitting at least one year’s accounts, you may be eligible for a mortgage. Most lenders calculate the maximum mortgage amount based on your salary and dividends, while some may use your net profit instead.

How does the free initial mortgage appointment work?

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Our mortgage advice team in Colchester offers a free mortgage appointment that lasts about 30 minutes to an hour. After that, your mortgage advisor in Colchester will recommend a mortgage for you with no obligation to proceed, and you can decide whether to take it or not.

When should I obtain an Agreement in Principle?

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We recommend that home buyers in Colchester obtain an Agreement in Principle (AIP) before viewing properties. At the very least, you should obtain an AIP before making an offer to improve your bargaining position with a seller.

How does an Agreement in Principle last?

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The duration of an Agreement in Principle typically ranges from 30 to 90 days, depending on the lender. If your Agreement in Principle expires, our mortgage advisors in Colchester can always have it refreshed for you.

We Search 1000s of Mortgages in Colchester

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Essexmoneyman.com & Essexmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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