It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
01245 847678Speak to an Advisor - It's Free!
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor - It's Free! 01245 847678
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From your initial contact with us to the finalisation of your mortgage and beyond, we’re committed to providing guidance and support at every step. As a mortgage broker in Galleywood, we offer a range of services including:
Regardless of your goals, consulting with a certified mortgage advisor in Galleywood will be beneficial. They can assess the market options available to you, ensuring you secure the most appropriate deal for your personal situation.
We understand that navigating the mortgage process can be daunting, especially for those in Galleywood who are first time buyers with no prior experience in home ownership. As a mortgage broker in Galleywood, our goal is to alleviate your worries as much as possible, striving to provide a hassle-free and straightforward mortgage process whenever possible!
Our team of knowledgeable and experienced mortgage advisors in Galleywood, along with our dedicated mortgage administrators, are committed to helping you in achieving your mortgage goals, no matter your current circumstances.
If you’re taking your first steps onto the property ladder in Galleywood, finding a mortgage can feel like a daunting task. As a mortgage broker in Galleywood, we are dedicated to offering clear, easy-to-understand mortgage advice, aiming to alleviate your worries and make the process as straightforward as possible.
When you work with us, your mortgage advisor will provide an approximate figure of how much you could potentially borrow, giving you a clear picture of what to anticipate.
Furthermore, they can secure an agreement in principle for you – a crucial element when placing offers on properties – within 24 hours of your initial mortgage consultation.
Many people believe that moving home in Galleywood can be one of life’s more challenging experiences, particularly when a mortgage is involved.
Fortunately, for current homeowners ready to progress, having a mortgage broker in Galleywood can significantly reduce your stress levels.
Our aim is to guide you through the mortgage process as swiftly as possible, easing your burden while you organise and pack for your upcoming move!
For a considerable period, we have been helping both experienced and new landlords with their buy to let mortgages. Our mortgage advisors in Galleywood are highly knowledgeable about the requirements of buy to let mortgages.
Typically, we have observed that many landlords we interact with prefer to re-engage our services in the future. They entrust us with managing the mortgage aspects of their buy to let properties, thereby lessening their load of responsibilities.
Staying on top of your mortgage and ensuring you have the best possible deal is always crucial. Given that your mortgage is likely a long-term commitment, it’s probable that rates, products, and even your personal circumstances may have evolved over time.
Whether you’re a resident of Galleywood nearing the end of your current mortgage deal or someone considering remortgaging early, we’re always ready to examine your situation and identify the best steps to ensure you have the most suitable deal.
We’ve had numerous discussions with clients about various scenarios, including home improvements, raising capital, securing a better deal, or consolidating debts, among others. No matter your mortgage needs, a mortgage advisor in Galleywood is always available to help.
For those residing in Galleywood and aged over 50, you may be eligible for a range of mortgage products specifically tailored for homeowners and prospective buyers approaching their later years.
Potential options that may be accessible to you encompass hybrid mortgages, retirement interest only (rio) mortgages, term interest only (tio) mortgages, standard mortgages and remortgages, in addition to equity release in Galleywood (for clients aged 55 and above).
Mortgages in Galleywood for individuals over the age of 50 often necessitate specialised knowledge. It is therefore crucial to chat with a certified and professional mortgage broker in Galleywood to fully comprehend the various options available to you.
Our Customers Love Us
5.00 Rating4 Reviews
Richard
Very good service and excellent communication - definitely recommended
8 months ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
4 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
4 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
4 years ago
Schedule a free consultation with one of our seasoned mortgage advisors in Galleywood at a time and date that suits your schedule, through our user-friendly and cost-free online reservation system.
When you contact us, one of our committed mortgage advisors in Galleywood will be at your service. They will thoroughly review your financial standing and evaluate your affordability, securing an Agreement in Principle for you if suitable.
After your meeting with one of our mortgage advisors in Galleywood, they will sift through thousands of possibilities to identify the most suitable deal for you. If you’re happy with their suggestion, we’ll proceed with your mortgage application.
Once you’ve finished your application, it needs to be forwarded to the lender. Don’t worry, our mortgage advisors in Galleywood will handle this task for you. They’ll also keep you informed about its progress!
Should you require mortgage advice in Essex for a standard purchase query, considering equity release through a remortgage or a product for later in life, exploring your insurance possibilities, or have any other queries, we are delighted to assist to the best of our ability.
Our committed mortgage advisors in Essex are at your service throughout the week, from early morning to late evening, allowing you to schedule an appointment at a date and time that is most convenient for you!
As a mortgage broker in Essex, we have the ability to sift through thousands of diverse mortgage offers, including some highly specialised mortgage products, to identify the most favourable options for our customers.
Our team has a wealth of knowledge in handling an array of home purchasing and mortgage situations. Our mortgage advisors are committed to staying informed about the latest mortgage lending standards, going the extra mile to help you secure the finest deal for your specific objectives!
To begin your property search, you will require:
For your initial mortgage application, you will need:
You will be collaborating with:
Our dedicated mortgage team will support you throughout the process. You will have a case manager assigned to you to answer any queries you might have.
Should you currently have a fixed-rate agreement, the majority of mortgage providers are usually open to the idea of transferring it to a new property.
Our team of mortgage advisors in Galleywood are at your disposal to help you in this process, guiding you through your options and explaining any charges that may arise from extra borrowing.
The process of transferring, often known as porting, typically necessitates you to satisfy the existing mortgage lender’s requirements, meaning an application is still obligatory. If you’re not on a fixed rate, it might be advantageous to investigate the market for potential savings.
There isn’t a fixed cap on buy to let mortgages; some clients hold several hundreds, while others possess merely a few.
Whether you acquire properties individually, in partnership, or via a limited company, the quantity of mortgages you can hold is typically unrestricted, as long as you fulfil your lender’s requirements.
Everything hinges on your risk appetite and prospective strategies, such as retirement earnings, job substitution, leveraging a property’s growth, or creating an asset for forthcoming generations.
You have the liberty to remortgage whenever you wish, provided you’re not locked into a fixed rate agreement or your property is already fully paid off.
If you’re on a fixed rate mortgage, it’s recommended to start thinking about remortgaging roughly 6 months before your existing deal concludes.
However, should you find yourself needing to remortgage during the course of a fixed rate agreement, it’s possible but be aware that early repayment fees might apply.
In such scenarios, our team of mortgage advisors in Galleywood can explore other possibilities like a second charge mortgage (also known as a secured loan) or a further advance from your current lender to identify the most economical solution for you.
Contrary to what many homeowners and prospective buyers may think, a wide range of mortgage solutions exist for individuals over the age of 50.
As an independent mortgage broker in Galleywood, we specialise in offering mortgage advice tailored to the needs of those seeking later life mortgages. Here’s how we can help:
If you require assistance with a situation not mentioned above, please don’t hesitate to contact us. We’re here to help in any way we can.
Read our 4 Reviews
Essexmoneyman.com & Essexmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Essexmoneyman.com & Essexmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
