Welcome to our mortgage advice page in Harwich. We are a mortgage broker in Essex and Harwich with over 20 years of experience within the mortgage industry. Our job is to guide you through the whole mortgage process, holding your hand from start to finish. The process is nice and simple! Once you get in touch with our team, we can help you get the ball rolling with your mortgage application.
You contact us and speak with our customer care team in Harwich. Once we get you booked in for your free mortgage consultation with a mortgage advisor in Harwich. You’ll get to speak with your mortgage advisor in Harwich and they’ll get to learn more about your mortgage needs and personal and financial situation. Your mortgage advisor in Harwich searches for the perfect deal for you. If they find one that you like and want to continue with, it’s time to start preparing your mortgage application!
Our service isn’t complete without excellent customer service though. We will hold your hand through the entire whole process, keeping you up-to-date at all times and making you aware of any changes to the status of your application.
All customers, no matter their mortgage situation, get to benefit from a free mortgage consultation. We have dealt with 1000’s complicated situations in the past – we’re here to help so don’t hesitate to get in touch! We can access specialist deals too. Our panel consists of both specialist and high street lenders which gives us the opportunity to try and find the perfect deal for you. We will only select a product that suits your personal and financial situation.
Helping people through their mortgage journey is our job, so, as you can imagine, when we hear back from customers that say how much they’ve valued our help, it puts a massive smile on our face! Speaking of reviews, you should check some of them out. There might be someone who’s been in a similar situation to you!
For first time buyers in Essex and Harwich, the mortgage process can be overwhelming. This is where a mortgage broker in Essex and Harwich like outselves can offer valuable support and help navigate what is likely to be their biggest financial decision.
Our knowledgeable mortgage advisors in Essex and Harwich are here to help guide you towards homeownership with a tailored solution that’s right for you. From the initial consultation to the day you receive your keys, we’ll keep you informed and involved at every step of the way.
If your introductory mortgage period is coming to an end in Essex and Harwich, you may be weighing the option of moving home in Essex and Harwich instead of remortgaging. There could be many reasons to move, such as a need for more space, more affordable living costs, or simply a change of scenery.
Moving can be a challenging process, but our team is dedicated to making it easier for you. From finding a buyer to packing and relocating, we work to minimise your stress and simplify the moving experience as you prepare for your new home.
At our team of expert mortgage advisors in Essex and Harwich, we specialize in helping landlords, both new and established, secure a buy to let mortgage in Essex and Harwich. Whether you’re looking to grow your personal property portfolio or seeking assistance with an SPV like a Limited Company, our knowledgeable advisors are here to guide you through the process and alleviate any stress.
For existing homeowners, the end of the introductory period of their mortgage is inevitable. That’s why, when that time comes, we highly recommend exploring the option of a remortgage in Essex and Harwich.
Whether you’re looking to secure a better mortgage deal, tap into equity for home improvements, or pursue other objectives, our team of experienced mortgage advisors in Essex and Harwich is here to help.
Our Customers Love Us
5.00 Rating4 Reviews
Richard
Very good service and excellent communication - definitely recommended
7 months ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
2 years ago
Shane
I cannot praise this team enough, they have been amazing. Especially Tom who went above and beyond to sort out my really complex mortgage and get me a deal which meant I could move to my new house. I would thoroughly recommend Essexmoneyman, they...
4 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
2 years ago
Imogen
We shopped around trying to find the best deal, should have come straight to Essexmoneyman, Nathan and Laura found me a perfect mortgage. When we had picked our product, they were speedy in ensuring they processed our applications quickly and taking...
4 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
2 years ago
Jim
Matt and anna made the whole process super easy during the pandemic. as first time buyers we were worried but they made sure we were able to enjoy our first home together. thank you !!
4 years ago
Schedule an appointment with one of our experienced mortgage advisors in Essex and Harwich at a time and date that works best for you, using our convenient and free online booking system.
When you reach out to us, you’ll be connected with one of our knowledgeable mortgage advisors in Essex and Harwich. They’ll get a clear understanding of your financial situation and assess your affordability, and also provide you with an Agreement in Principle.
Upon completion of your appointment with one of our mortgage advisors in Essex and Harwich, they will scour through thousands of options to find the best deal for you. If you approve of their recommendation, we’ll proceed with the processing of your mortgage application.
Upon completion of your application, it must be sent to the lender, our mortgage advisors in Essex and Harwich can take care of that for you.
If you are seeking guidance regarding mortgage advice in the Harwich area, looking to release equity, or interested in insurance products, we are eager to help you find the information you need.
Our team is well-equipped to provide you with valuable insights and recommendations that cater to your specific needs and circumstances. Please don’t hesitate to contact our mortgage advisors in Harwich for assistance, as we are more than happy to help.
Our team of experts searches through thousands of deals, some of which include highly specialise mortgage products, to find the best possible options for our customers.
Rest assured that our extensive experience and knowledge allow us to provide exceptional mortgage advice to customers from all walks of life, regardless of their unique financial situations.
We are committed to helping you navigate the complex world of mortgages and ensuring that you make the best possible decisions. Please feel free to contact us for guidance, as we would be more than happy to help you in any way we can.
If you have been declined by your bank and need a mortgage broker in Harwich, our team may help. Avoid applying with multiple lenders as it can affect your credit score.
Our team will help you find out why the bank declined you, and suggest ways to improve your credit. We’ll work to find the best deal for you, but if we can’t, we’ll give you advice on how to improve your application in the future. We provide open and honest mortgage advice in Harwich to every customer.
Our mortgage experts offer a free initial appointment to help you. If you need mortgage advice outside of normal working hours, our dedicated mortgage advisors in Harwich are available until late. Call us and we’ll do our best to assist you.
Bank mortgage advisors can only offer products from their own lender, and it can be difficult to get an appointment with them, which can be frustrating if you’re actively looking at properties.
A professional mortgage broker in Harwich can help by comparing deals from a large number of lenders on their panel, some with specialist products.
We have extensive experience and knowledge in providing mortgage advice in Harwich to customers with a variety of situations.
A second mortgage on your home can be an option for debt consolidation or home improvements. If you’re considering taking out a mortgage on a second property, whether for personal use, a family member, a holiday home, or a buy to let investment, it may also be possible.
After submitting at least one year’s accounts, you may be eligible for a mortgage. Most lenders calculate the maximum mortgage amount based on your salary and dividends, while some may use your net profit instead.
Our mortgage advice team in Harwich offers a free mortgage appointment that lasts about 30 minutes to an hour. After that, your mortgage advisor in Harwich will recommend a mortgage for you with no obligation to proceed, and you can decide whether to take it or not.
We recommend that home buyers in Harwich obtain an Agreement in Principle (AIP) before viewing properties. At the very least, you should obtain an AIP before making an offer to improve your bargaining position with a seller.
The duration of an Agreement in Principle typically ranges from 30 to 90 days, depending on the lender. If your Agreement in Principle expires, our mortgage advisors in Harwich can always have it refreshed for you.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm