It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Essexmoneyman Mortgage Broker UK - M Shape

Mortgage Broker in Southend-on-Sea

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01245 847678Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Essexmoneyman

Mortgage Broker in Southend-on-Sea

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 01245 847678

Providing expert mortgage advice in Southend-on-Sea

Welcome, rest assured you are in safe hands with our Mortgage Broker in Southend-on-Sea. Our aim is not just about finding you a great mortgage deal. We do our best to ensure our full support and guidance through your entire mortgage process. New/ existing customers benefit from a free mortgage consultation, so feel free to get in touch.



As a committed Mortgage Broker in Southend-on-Sea, it’s not uncommon to come across a complicated mortgage situation. There is rarely a day that goes by where our experienced Mortgage Advisors in Southend-on-Sea are dealing with a complex scenario. Don’t forget that we deal with all the different types of mortgages in Southend-on-Sea. Your Mortgage Broker in Southend-on-Sea specialises in all various types of mortgages, so if your situation is a little unique, it’s still likely that we can help, so don’t hesitate to get in touch.



We work solely for you, and we always have your best interests at heart. Our Mortgage Advisors in Southend-on-Sea aim to speak to you on the same day of your enquiry, whereas if you were to approach a bank, you could be waiting weeks to talk to someone.



Your bank will only have access to their in-house deals, whereas a mortgage broker in Essex Southend-on-Sea like us has a whole panel of lenders that we can search through to find your perfect deal. You shouldn’t just approach your bank because it’s “easier”. In some cases, it’s a lot simpler and faster process by using a Mortgage Broker in Southend-on-Sea!

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Popular Mortgage Scenarios in Southend-on-Sea

All of our customers receive a free mortgage appointment!

Sometimes, people don’t know how helpful a Mortgage Broker can be. If you choose to contact us, we aim to take care of you every step of the way to ensure that you have the smoothest and most stress-free mortgage experience possible. First of all, once you get in touch, we will arrange a short telephone call with you to get some essential information from you to link you with the ideal Mortgage Advisor in Southend-on-Sea who specialises in your specific mortgage situation.



Within 24-hours of your enquiry, we will process your details and arrange your free mortgage consultation with a devoted Mortgage Advisor in Southend-on-Sea. Your free mortgage consultation can last around 30-minutes. If you are already searching through properties and are taking up property viewings, your Mortgage Advisor in Southend-on-Sea can prepare a mortgage agreement in principle for you too.



Your mortgage advisor in Essex and Southend-on-Sea will search through 1000’s mortgage deals on your behalf, finding you the best-tailored deal that saves you time and money. Customer service resides at our company’s heart, and we wouldn’t be able to manage it if it wasn’t for our outstanding team. We will hold your hand to ensure that you get the best service possible from start to finish. Please look at our fantastic customer reviews to see what other customers have said about our outstanding advice service.

Our Reviews

Popular Mortgage Scenarios in Southend-on-Sea

First Time Buyer in Southend-on-Sea

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For first time buyers in Essex and Southend-on-Sea, the mortgage process can be overwhelming. This is where a mortgage broker in Essex and Southend-on-Sea like outselves can offer valuable support and help navigate what is likely to be their biggest financial decision.



Our knowledgeable mortgage advisors in Essex and Southend-on-Sea are here to help guide you towards homeownership with a tailored solution that’s right for you. From the initial consultation to the day you receive your keys, we’ll keep you informed and involved at every step of the way.

Moving Home in Southend-on-Sea

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If your introductory mortgage period is coming to an end in Essex and Southend-on-Sea, you may be weighing the option of moving home in Essex and Southend-on-Sea instead of remortgaging. There could be many reasons to move, such as a need for more space, more affordable living costs, or simply a change of scenery.



Moving can be a challenging process, but our team is dedicated to making it easier for you. From finding a buyer to packing and relocating, we work to minimise your stress and simplify the moving experience as you prepare for your new home.

Buy to Let in Southend-on-Sea

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At our team of expert mortgage advisors in Essex and Southend-on-Sea, we specialize in helping landlords, both new and established, secure a buy to let mortgage in Essex and Southend-on-Sea. Whether you’re looking to grow your personal property portfolio or seeking assistance with an SPV like a Limited Company, our knowledgeable advisors are here to guide you through the process and alleviate any stress.

Remortgaging in Southend-on-Sea

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For existing homeowners, the end of the introductory period of their mortgage is inevitable. That’s why, when that time comes, we highly recommend exploring the option of a remortgage in Essex and Southend-on-Sea.



Whether you’re looking to secure a better mortgage deal, tap into equity for home improvements, or pursue other objectives, our team of experienced mortgage advisors in Essex and Southend-on-Sea is here to help.

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Our Simple 4-Step Process

Take Advantage of our Book Online System

Step 1

Schedule an appointment with one of our experienced mortgage advisors in Essex and Southend-on-Sea at a time and date that works best for you, using our convenient and free online booking system.

Free Mortgage Appointment - Speak to an Expert

Step 2

When you reach out to us, you’ll be connected with one of our knowledgeable mortgage advisors in Essex and Southend-on-Sea. They’ll get a clear understanding of your financial situation and assess your affordability, and also provide you with an Agreement in Principle.

Finding a Suitable Product

Step 3

Upon completion of your appointment with one of our mortgage advisors in Essex and Southend-on-Sea, they will scour through thousands of options to find the best deal for you. If you approve of their recommendation, we’ll proceed with the processing of your mortgage application.

Let's Submit Your Application!

Step 4

Upon completion of your application, it must be sent to the lender, our mortgage advisors in Essex and Southend-on-Sea can take care of that for you.

Reasons to Choose us

Free Appointment in Southend-on-Sea

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If you are seeking guidance regarding mortgage advice in the Southend-on-Sea area, looking to release equity, or interested in insurance products, we are eager to help you find the information you need.



Our team is well-equipped to provide you with valuable insights and recommendations that cater to your specific needs and circumstances. Please don’t hesitate to contact our mortgage advisors in Southend-on-Sea for assistance, as we are more than happy to help.

We Search 1000s of Deals

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Our team of experts searches through thousands of deals, some of which include highly specialise mortgage products, to find the best possible options for our customers.



Rest assured that our extensive experience and knowledge allow us to provide exceptional mortgage advice to customers from all walks of life, regardless of their unique financial situations.



We are committed to helping you navigate the complex world of mortgages and ensuring that you make the best possible decisions. Please feel free to contact us for guidance, as we would be more than happy to help you in any way we can.

Malcolm and Amy Davidson - Mortgage Advice in Essex

Common Mortgage Questions in Southend-on-Sea

Have you been declined by your bank?

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If you have been declined by your bank and need a mortgage broker in Southend-on-Sea, our team may help. Avoid applying with multiple lenders as it can affect your credit score.



Our team will help you find out why the bank declined you, and suggest ways to improve your credit. We’ll work to find the best deal for you, but if we can’t, we’ll give you advice on how to improve your application in the future. We provide open and honest mortgage advice in Southend-on-Sea to every customer.

How do I transact with my Mortgage Broker in Southend-on-Sea?

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Our mortgage experts offer a free initial appointment to help you. If you need mortgage advice outside of normal working hours, our dedicated mortgage advisors in Southend-on-Sea are available until late. Call us and we’ll do our best to assist you.

Why shouldn’t I go to my bank for mortgage advice in Southend-on-Sea?

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Bank mortgage advisors can only offer products from their own lender, and it can be difficult to get an appointment with them, which can be frustrating if you’re actively looking at properties.



A professional mortgage broker in Southend-on-Sea can help by comparing deals from a large number of lenders on their panel, some with specialist products.



We have extensive experience and knowledge in providing mortgage advice in Southend-on-Sea to customers with a variety of situations.

Will I be able to get a second mortgage in Southend-on-Sea?

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A second mortgage on your home can be an option for debt consolidation or home improvements. If you’re considering taking out a mortgage on a second property, whether for personal use, a family member, a holiday home, or a buy to let investment, it may also be possible.

I'm Self Employed in Southend-on-Sea, can I get a mortgage?

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After submitting at least one year’s accounts, you may be eligible for a mortgage. Most lenders calculate the maximum mortgage amount based on your salary and dividends, while some may use your net profit instead.

How does the free initial mortgage appointment work?

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Our mortgage advice team in Southend-on-Sea offers a free mortgage appointment that lasts about 30 minutes to an hour. After that, your mortgage advisor in Southend-on-Sea will recommend a mortgage for you with no obligation to proceed, and you can decide whether to take it or not.

When should I obtain an Agreement in Principle?

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We recommend that home buyers in Southend-on-Sea obtain an Agreement in Principle (AIP) before viewing properties. At the very least, you should obtain an AIP before making an offer to improve your bargaining position with a seller.

How does an Agreement in Principle last?

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The duration of an Agreement in Principle typically ranges from 30 to 90 days, depending on the lender. If your Agreement in Principle expires, our mortgage advisors in Southend-on-Sea can always have it refreshed for you.

We Search 1000s of Mortgages in Southend-on-Sea

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Essexmoneyman.com & Essexmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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